“Just charge it.”
I'm willing to bet that you’ve been in a store and heard that phrase. Even if you haven't, you’ve probably been bombarded with letters asking you if you'd like to lower your interest rates, encountered representatives hawking credit cards (and complimentary t-shirts!) on the quad or heard of people who have racked up thousands of dollars in debt from recklessly swiping their plastic.
While handling a credit card involves a lot of responsibility, the good news is that it comes with plenty of perks as well. Citibank, for example, offers a Visa card just for college students and has a system of reward points to boot. Depending on your GPA, you can earn anywhere from 250 to 2,000 ThankYou Points just for doing well in your classes. You also get points [...]