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Should You Commute to College?

Feb 24, 2012

by Kara Coleman

Traditionally, most college students live in dorms or apartments on or near their campuses to get the full “college experience.” But before you sign that rental agreement, you might want to consider living at home and commuting to school.

We’re all familiar with the stereotypical college student – eating Ramen noodles for every meal and taking out student loans to pay for books and tuition – but that doesn’t have to be you! My goal is to graduate from college debt-free so I live at home with my parents and commute to a university about 30 minutes away. Because I live at home, I am able to save myself rent and utility expenses and use the money I earn from my job to pay cash for my tuition and books. Some students prefer the feeling of independence that comes with living on your own (I mean, if you live in your parents’ house, you live by their rules!) but not taking out student loans will mean financial freedom after I graduate and get a real job.

The downside to living so far off-campus is that I’m not as connected to events and happenings at school as the students who live there are. It’s not always easy to make it to meetings and events when commuting from the next county but by no means does it deprive me of the college experience: I still attend football games, plays and seminars at my university, and hang out with friends between classes.

Is living home and commuting right for you? While it’s certainly not for everyone, it’s definitely an option that I encourage students to consider while making housing plans for the upcoming school year.

This summer, Kara Coleman graduated from Gadsden State Community College with an Associate of Arts degree. She is currently studying communications with concentration in print journalism at Jacksonville State University Kara's writing has been featured in Teen Ink magazine and she is a children's author through Big Dif Books.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Studying Abroad Without Breaking the Bank

Feb 23, 2012

by Liz Coffin-Karlin

In my last article, I talked a lot about language classes at school and how you can use those skills in your own cities. But honestly the best way to practice a foreign language is to immerse yourself in it so in this column, I’m going to talk about studying abroad – but cost effectively.

Like with real estate, the costs associated with studying abroad depend on location, location, location. While your parents didn’t have a lot of study abroad options outside Europe, the world is changing and becoming more global every day; by changing that dream European vacation into a jaunt to a different continent, you can save a lot of money and have a unique experience. I studied abroad here in Buenos Aires, which at the time was about $10,000 cheaper than an equivalent program I could have done in Barcelona. Plus, my study abroad program was about a month and a half longer, meaning I had a lot more cultural immersion than I would have had with the program in Spain.

Also, think about if you really need the college credits you’ll get abroad. If you can just go for a summer and give up the academic courses or if you’re ahead on credits and can take a semester off, it might be worth it to check out volunteering abroad programs aimed at young people. Generally, the prices are significantly lower for a few months of building houses than for university classes; however, the experience is very different than taking university classes with native students (which is what I did...and loved) so think about what you’re really looking for in an abroad experience before choosing.

Finally, there are ways to actually make money while you’re studying abroad! Many countries are looking for English teachers and it’s worth checking out expatriate websites to see if anyone needs a babysitter who is a native English speaker. Similarly, if your language skills are good enough, there are lots of translation jobs out there – just check Craigslist like I did!

Liz Coffin-Karlin grew up in Sarasota, Florida where the sun is always shining and it’s unbearably hot outside. She went to college at Northwestern University and after studying Spanish and history, she decided to study abroad in Buenos Aires. In college, she worked on the student newspaper (The Daily Northwestern), met people from all over the world at the Global Engagement Summit and, by her senior year, earned the title of 120-hour dancer at NU’s annual Dance Marathon. She currently works in Buenos Aires on freedom of speech issues but is thinking about returning to the U.S. for a job in urban education.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Friends and the College Search: How They Can Help or Hinder Your Decision

Feb 22, 2012

by Katie Askew

There are many factors that one should consider while searching for the perfect college. While cost, location and student life are all very important, where your friends are or aren’t attending school could play an unexpectedly vital role in your decision.

During college search time, my best friend and I were both focused on out-of-state schools. We both knew we wanted to get out of South Dakota but our interests were different – she was focusing on music and I was looking into English – and in the end, we had one college we both loved in our top three choices: Colorado State University. After much debate, I ended up at the University of Minnesota, while my best friend chose to go to CSU. My decision to not go to CSU was (along with a slew of other minor factors) mostly due to my friend, as I wanted to forge my own path and start fresh in a new city. Two years later, I have no regrets and our friendship is just as strong as ever.

Some students base their college decisions on where a friend, boyfriend/girlfriend or relative is attending school without really considering what they themselves want and need out of their own college experience. Yes, these relationships are important but it’s more important to decide for yourself: I know I made the right choice because I thrive in the big city and my friend loves the picturesque views of the Rocky Mountains outside her apartment window. Would our friendship have survived the turmoil of change college students go through if we were at the same school? We’ll never know for sure but it certainly has stayed intact across the miles...not to mention that I get an amazing spring break in Colorado and she gets a week-long summer vacation in the Twin Cities!

Some friendships may survive the chaotic transformation every college student goes through but some will not and you should not base your college choice on just this one factor. Distance from your high school friends, whether it’s thousands of miles apart or a couple blocks across campus, will impact your college life – just don’t let it dictate your decision for the wrong reasons.

Katie Askew is a sophomore at the University of Minnesota pursuing degrees in journalism and English. At school, Katie can be found reading, drumming or working in the Office of Admissions. Outside of school, she enjoys traveling, teaching and performing music and spending time outdoors with friends and family. Katie loves all things zebra and has a necessary addiction to coffee. Her iPod is perpetually playing Death Cab for Cutie or classical music because she truly believes that when words fail, music speaks.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Sixty-Two Schools Meet Students’ Full Financial Need

Feb 22, 2012

by Alexis Mattera

Wouldn't it be amazing if that super expensive college you were just accepted into said, "Hey there, new friend – thanks for all your hard work saving, scrimping and scholarship searching but we’ll take it from here, financially"? It can happen...kind of.

When a student fills out the FAFSA, a figure known as the expected family contribution (EFC) – the amount a student or family can reasonably spend on one year of college – is calculated using family income, number of children, amount of assets and other factors. There is sometimes a gap between the EFC and the final cost of college but 62 schools have reported to U.S. News that, on average, 100 percent of their admitted full-time undergraduate students' financial need was met for fall 2010 by some combination of aid (work-study, merit scholarships, grants, subsidized loans, etc.).

Now, we're not going to list every single college and university that reported these claims (you can check out U.S. News' site for that) but we will say that some well-known schools like Yale, Vanderbilt and Grinnell – the latter of which has never failed to meet full need for a student in 20 years, according to financial aid director Arnold Woods – have made the cut. Way to go and keep up the good work!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Junk That Junk Food - Eating Healthy is Important!

Feb 21, 2012

by Jessica Seals

It’s Tuesday afternoon and you just finished your last class for the day before heading off to club meetings, work, and finishing up two big papers. As you realize just how full your schedule is, you remember that you forgot to include time to eat and, given your time crunch, you decide to grab a quick burger for lunch and some chips to snack on later. As a college student, this scenario probably seems very familiar: We have so many different things going on in our lives that we struggle to make time for healthy meals. Although eating fast food occasionally will not cause you much harm, you will eventually notice changes in your body and mood if you eat it each day – in college and beyond.

Although the infamous ‘freshman 15’ still causes concern for college students, many continue to rely on fast foods. During my freshman year of college, I was more than excited to learn that our campus dining halls featured a few popular fast food restaurants but after eating these foods without including any fruits or vegetables in my diet, I noticed a big change in my mood. I have a high metabolism so gaining weight didn’t worry me but I was concerned about my lower energy level – I always felt too tired to do anything, even after I had just eaten and I could not focus on reading assignments or writing papers. At that time, I realized that it was time to make a change.

I knew that I could not give up fast food completely, but I did start keeping fruit in my dorm room or eating salads instead of burgers. When I went to restaurants, I opted for healthier choices and slowly but surely, my energy level returned to normal. My advice to even the busiest college students? Make room for healthy foods. Your schedule may be packed but you’ll be able to get through it much easier when you have more energy!

Jessica Seals is recent graduate of the University of Memphis, where she majored in political science and minored in English. She was the secretary of the Pre-Law Society, the philanthropy chair of the Phi Kappa Phi Student Council and a member of Professional Assertive United Sisters of Excellence (PAUSE), Golden Key Honor Society, Alpha Lambda Delta Honor Society, Sigma Alpha Lambda Honor Society and Black Scholars Unlimited. As she prepares for law school, Jessica will continue to tutor and volunteer in her community.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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DePaul Takes the Guesswork Out of Transferring

Feb 21, 2012

by Alexis Mattera

For any student thinking about transferring, there’s always the worry that the credits they’ve worked so hard to achieve will be worth nothing at their new school...any student except those transferring to DePaul University, that is.

According to Lois Bishop, DePaul’s director of community college partnerships, transfer students at DePaul have great grades and high graduation rates but many have failed to take prerequisite courses or accumulated credits at their previous institutions that won’t count toward their bachelor’s degrees. In order to make transferring as educationally- and cost-effective as it can be, the school created the DePaul Admissions Partnership Program to help transfer students earn their two-year credentials and bachelor’s degrees on time. Students in the program are guaranteed a spot at DePaul if they finish community college with a 2.0 GPA and receive $2,000 a year after transferring if they achieve a 3.0. They also lock in bachelor’s degree requirements if they enroll within three years of starting the program, have access to DePaul advisers while at the community college to ensure they take the right classes for their eventual majors and can earn reverse credits toward associate degrees. (Check out additional details from Inside Higher Ed here.)

Since the program’s launch last year, DePaul has partnered with Richard J. Daley College, Kennedy-King College, Malcolm X College, Olive-Harvey College, Harold Washington College, Truman College, Wright College, College of DuPage, Harper College, Moraine Valley Community College and Oakton Community College but hopes to expand the opportunity to more schools and students. What do you think of the DePaul Admissions Partnership Program? Would a program like this appeal to you if you were thinking about transferring?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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The Best Research Methods for College Students

Feb 20, 2012

by Jacquelene Bennett

There is going to come a time when you are writing a paper or doing a research project when simply doing a Google search will not be enough to get the information you need. As you progress through your college career, the papers you write and the projects you do will get harder and more in depth and the research tools you used in high school and in intro-level classes won’t help much. So how do you do proper research?

Start off by going to the library and looking at books – real, actual books. Contrary to what people think, books are not outdated or irrelevant but are actually great sources for papers and projects. The plus side to going to the library is that if you have trouble finding sources, you can ask a librarian who will be more than happy to help you out.

Another way to find reliable and informative sources for a paper is through scholarly journals. Scholarly journals are collections or databases of articles written by experts and professionals on different subjects and issues in almost every academic field of study. The databases I use are JSTOR, Project MUSE and LexisNexis but there are literally hundreds of different journals and students generally have free access to them through their universities. You can usually find these sites linked to your school’s library website, through a class’s Blackboard site, Google Scholar (though you generally have to pay for these), or, of course, a librarian can help you access them.

While a Google search might give you fast surface facts, you will have to search for a long time to find citation-worthy in-depth analyses and reliable information. With books and scholarly articles, you get the information you need and you never have to question their legitimacy.

Jacquelene Bennett is a senior at the University of Redlands where her areas of study are creative writing, government and religious studies. When she is not studying or working, you can usually find her eating frozen yogurt or blogging about her day. She has a cactus named Kat and believes that Stephen Colbert is a genius. Jacquelene works hard, laughs hard and knows that one day you’ll see her name in lights.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Change the World with This Scholarship of the Week!

Microsoft Imagine Cup Deadline Approaching

Feb 20, 2012

by Alexis Mattera

The world’s toughest problems will be addressed one solution at a time. But who will lead the change? Compete in the Microsoft Imagine Cup and you’ll join thousands of high school juniors and seniors from around the world who are stepping up to the challenge of global change...and the chance to earn $25,000 for college.

For the Imagine Cup, students can choose from three team competitions — Software Design, Game Design: Xbox/Windows, and Game Design: Phone. If you are already signed up to compete in one of the three competitions, you can increase your chances to share your world-changing ideas by signing up to compete in the Kinect Fun Labs, Windows Metro Style App, Windows Azure or Windows Phone challenges.

There are multiple deadlines approaching so be sure to check out the Imagine Cup website for more details. Get involved, stand out, raise your skills and find additional scholarship opportunities through our free scholarship search!

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Surviving Cold and Flu Season at School

Feb 17, 2012

by Kayla Herrera

It's that wonderful time of year when colds and the flu grip us by the throat – figuratively and literally. For me, it began as allergies (probably a development due to my rabbit) and somehow, the allergies turned into a sinus infection, which then morphed into bronchitis. I woke up in the middle of every night wheezing and sneezing and while the rhyming doesn't even begin to make it sound better, I found a way to survive.

I had to visit the doctor at the Shopko clinic twice (doctors up here are either hard to get into or incompetent) and she recommended a humidifier (I’d never had one before) and some other products. Here’s the rest of my cold and flu season survival kit:

  • Vicks humidifier (it’s surprisingly inexpensive, I promise!)
  • AlkaSeltzer Allergy and Cough (their cold stuff is great) or Tylenol Cold (the blue liquid is a miracle worker for colds and the flu)
  • Lots of lotion-filled tissues
  • Cough drops that taste good and work (Halls clear the nasal passage while helping your throat but avoid Ricola...ugh)
  • Nasal strips for congestion like Breathe Right (watch out because they do leave a red bump on the nose if you wear them overnight but it can easily be covered with makeup)
  • Mint tea to help the nasal passages – make sure to breathe in the steam, too!
  • Vicks VapoRub (helps the wheezing, coughing and sometimes nasal congestion)

If you do go to the doctor, always check any prescription they give you. This past week, the doctor prescribed me a medication with the very item I was allergic to (despite me writing it down on my information sheet!) so when I took the pill and looked it up, I freaked out and marched back up there. Turns out she had realized her error and changed the prescription at the last minute before I had picked it up but it was still concerning. Be careful and get better!

In addition to being a Scholarships.com virtual intern, Michigan Tech student Kayla Herrera is a media coordinator for the Michigan Tech Youth Programs and is a writer for The Daily News in Iron Mountain, Mich., Examiner.com and WHOA Magazine. She love a tantalizing, action-packed video game and can't get enough of horror movies (Stephen King's books always have her in their grip, though she prefers the old over the new). Writing is what she has always done, and that is what she is here to do.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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10 Most Expensive Public Schools for Out-of-State Students

Feb 16, 2012

by Suada Kolovic

For the budget-conscious high school senior, it seems like a no-brainer to apply to the local state school for the best shot at affordable tuition. But with the economy in a slump and funding cuts becoming the norm, public universities across the country are more interested in recruiting out-of-state students. Why? It’s pretty simple: On average, tuition and fees for students crossing state lines is more than double that of their in-state peers. So if you have your sights set on schools beyond your state’s boundaries, check out the 10 most expensive public schools for out-of-state students (figures do not including room and board, books and other miscellaneous costs):

  1. University of Michigan – Ann Arbor: $37, 265
  2. University of Virginia: $36,570
  3. University of California – Irvine: $35,780
  4. University of California – Davis: $35,672
  5. College of William and Mary (VA): $35, 409
  6. University of California – Santa Barbara: $35,386
  7. University of California – Santa Cruz: $35,211
  8. University of California – San Diego: $35,006
  9. University of California – Riverside: $34,729
  10. University of California – Berkeley: $34,645

Did your prospective college make the list and does this information alter your interest in the school? Is it fair for colleges facing financial woes to place the burden on the shoulders of incoming out-of-state students?

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Excelsior College Rolls Out $10,000 Bachelor’s Degree Program

Feb 15, 2012

by Suada Kolovic

With spring just around the corner, high school seniors across the country are anxiously awaiting word from colleges they’ve applied to. And while getting into your top choice school is all well and good, figuring out how you’re going to pay for it is pretty scary. If the cost of your college education is keeping you up at night, you might want to consider Excelsior College. Why? They just rolled out a program that guarantees a bachelor’s degree for $10,000!

This may seem like the opportunity of a lifetime but there are limitations to the price-guaranteed program. Students only have the option to earn a bachelor’s degree in the following areas: BA in Liberal Studies with an area of focus in Psychology or Sociology; BS in Liberal Studies with areas of focus in Administrative/Management Studies or Health Professional; and BS in Liberal Studies in Psychology or Sociology. If you’re interest, here’s how it works: Excelsior specializes in credit-by-examination, meaning that students may earn credit through a single comprehensive exam. In the past, students would have had to pay $370 per credit, which put an Excelsior degree at about $20,000. Not anymore! The new program has the faculty matching each end-of-course exam to one or more free online courses. "Excelsior has been a pioneer in credit by examination for more than 40 years," said Dr. John Ebersole, Excelsior’s president. "What makes this program truly innovative is its use of open education resources as a key source of study material for students. Not only do these free resources help keep student expenses down, they engage students in learning subject matter from some of the world’s leading colleges and universities." (For more on the story, click here.)

Would you consider applying to Excelsior? Are you a tad apprehensive about the academic merits of a self-guided curriculum? Let us know what you think in the comments section.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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