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All Media Are Not Created Equal

Tablet, Smartphone Interest Soars While E-books Fail to Gain Traction

May 13, 2011

All Media Are Not Created Equal

by Alexis Mattera

With the popularity of wireless computing devices among college students, it would seem that e-textbooks would be just as attractive for this tech-savvy generation. Not so, according to a new survey: The printed textbook is still the big man on campus.

Student Monitor’s survey of 1,200 full-time students at four-year institutions revealed that although 54 percent of respondents owned smartphones, 87 percent owned laptops and nearly 50 percent reported interest in purchasing a wireless reading device, only 5 percent of respondents purchased access to an e-textbook this spring – and usually only because professors required them to. The proportion of students who rented at least one printed textbook, however, doubled to 24 percent from last spring. With campus bookstores and independent sites like Chegg.com making book rental easier and more available, the trend is only expected to grow: Thirty-six percent of underclassmen said they are either likely or very likely to rent at least one textbook next semester.

The main reason students are renting textbooks instead of buying the electronic versions? The savings, which were reported as about $127. With that kind of money back in the bank, students could splurge on their other "likes" the survey revealed...or maybe get a head start paying off some of those student loans. Which side are you on in the textbook debate – Team E-book or Team Rental – and why?


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Meet Scholarships.com’s Virtual Interns: Kara Coleman

by Kara Coleman

Hi! My name is Kara and I’m really excited about being one of the newest Scholarships.com virtual interns!

I have spent the past couple of years studying at Gadsden State Community College. I live at home with my parents and commute to school and work every day. I attend Gadsden State because it is affordable, close to my home and workplace and I don’t have to pay room and board expenses. I plan to transfer to Jacksonville State University for many of the same reasons: JSU offers everything involved in a “normal” college experience, like clubs and football games, but I can choose what to participate in while still meeting the demands of my work schedule and being able to watch my little brothers’ soccer games.

Ever since I could hold a pencil, I have loved to write. My dream has always been to write a New York Times bestseller but until that happens, I would like to have a job that involves writing. When I enrolled at Gadsden State, I declared myself as an English major. I took every literature class that Gadsden State had to offer and I even spent the past year tutoring English. At JSU, I intend to major in communications, with concentration in print journalism. I think that writing for a newspaper will give me a consistent day job while I write books on the side.

When I received the email stating that Scholarships.com was looking for virtual interns, I immediately began composing my writing sample. This opportunity will allow me to do what I love, add some bylines to my portfolio, and (hopefully!) give me some more exposure as a writer. I look forward to sharing my transfer experience and helpful hints with anyone who visits the site over the coming months. “Talk” to all of you soon!


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Scholarships – Are They Really Worth My Time? YES!

by Jessica Seals

A typical soon-to-be college student’s priority list probably looks a little something like this:

But wait!!! With all of the excitement of starting college, students can forget to get their finances together to pay for it all! Many students don’t realize that they can eliminate student loan headaches simply by starting the scholarship application process early. By doing so, students have more time to get their application materials together and apply for more scholarships because they are not rushing to submit everything on deadline day.

From my own personal experience, I found it advantageous to apply for scholarships early. I joined websites like Scholarships.com so that I could keep track of deadlines and scholarships that I qualified for. I sent it all of my materials early and when I started receiving letters that began with “Congratulations!” it made the time that I spent applying for scholarships worthwhile.

Another bit of advice that I found helpful was applying for scholarships even if the amount seems small. During my freshman year of college, I applied for the new member scholarship for the Alpha Lambda Delta Honor Society despite the fact that the award amount was $300. Nothing could make my smile turn into a frown that day because winning the scholarship meant that I wouldn’t have to pay out of pocket for books in the upcoming semester.

My final advice: Apply for as many scholarships as possible because you might just be what the scholarship committee is looking for. Even the smallest award can help pay for something!

Jessica Seals is currently a senior at the University of Memphis majoring in political science and minoring in English. At the University of Memphis, she is the secretary of the Pre-Law Society, the philanthropy chair of the Phi Kappa Phi Student Council and a member of Professional Assertive United Sisters of Excellence (PAUSE), Golden Key Honor Society, Alpha Lambda Delta Honor Society, Sigma Alpha Lambda Honor Society, and Black Scholars Unlimited. She also volunteers to tutor her fellow classmates and hopes to attend law school in the near future.


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Sallie Mae to Cut Student Loan Interest Rates

by Suada Kolovic

Here at Scholarships.com, we love the idea of students going to college debt-free but the reality is that student loans, for the most part, are a necessity in today’s educational world. And while private student loans should be a last resort when paying for college, it can help bridge the gap for families who have maxed out federal loan limits. The silver lining: Sallie Mae is lowering its interest rates on student loans.

The new cap on Sallie Mae’s rate will be 9.875 percent plus LIBOR, which is the interest rate that banks charge each other for loans. The new lowest available rate will be LIBOR plus 2 percent, which reflects a half percent rate reduction. But remember, the exact interest rate Sallie Mae assigns to a specific loan will vary depending on the borrower’s credit score and repayment option. They’re also offering students the option to make $25 monthly payments while they’re in school to counter interest costs or defer payments until graduation. Another added bonus: For loans disbursed between July 1 and Oct. 1, Sallie Mae is offering free tuition insurance for a year.

All these perks aside, Sallie Mae can’t compete with federal loans that come with a fixed rate of 6.8 percent but a cut in student loan interest rates is still a win in my book.


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Why Unpaid Internships Are Worth It

by Angela Andaloro

Although students quickly adopt the Dollar Menu lifestyle that pricey college living sentences them to, they are always looking for ways to make few extra bucks and live a little more comfortably. Many students totally rule out the idea of working for free because of this but what they don’t realize is they are missing out on great opportunities! Here are some reasons why unpaid internships are actually well worth your time:

  • It’s great experience. Interning in the industry you’re interested in working in after college will provide you with invaluable skills – skills that can give you an edge when going for your first job. You’ll also get a first-hand idea of what a job in the industry of your choice is like; you may realize it’s not for you after all.
  • It allows you to network. As an intern, you'll meet tons of new people, from other interns to CEOs. The connections you make here are important, as these are the first people who are getting to know you in a professional setting. Down the line, one of these connections may be able to clue you in on a job opening or serve as a professional reference.
  • It shows dedication. By taking an unpaid internship, you’re showing an employer that money isn’t your top priority. Dedication to the work rather than the benefits may give you a better chance at getting your foot in the door after graduation.

The most important thing to remember about any internship is that it’s your first step into the professional world. Making a positive impression is vital and there’s no better way to do so than by giving 100 percent every minute you’re on the job. A paycheck may not be on the line but your reputation is!

Angela Andaloro is a rising junior at Pace University’s New York City campus, where she is double majoring in communication studies and English. Like most things in New York City, her life and college experience is far from typical – she commutes to school from her home in Flushing and took nearly a semester’s worth of classes online – but she still likes to hang out with friends, go to parties and feed her social networking addiction like your “average” college student.


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Seven Tips for Repaying Your Student Loans

by Suada Kolovic

If you’re a recent college graduate, chances are you’ll have to start paying off your student loans sooner than you think. And even with the economy in a slump, don’t expect a free pass on not paying your loans. Are you starting to panic? Well, don’t! There’s a ton of advice out there to help students stay on track and courtesy of the U.S. News and World Report, here are seven tips for repaying your student loans.

  • Repay you student loans automatically. Make things easier on yourself by setting up automatic withdrawals from your bank account. This reduces the chance of late or missing payments.
  • Aim for 10 years. The traditional repayment period for student loans is 10 years and ideally you'll be able to pay off all your debt within that time period. If you end up struggling with your monthly payments, however, you could stretch out your loans to 20 or even 30 years. Your monthly payments will become more manageable but you will end up paying a lot more in interest.
  • Stay organized. Having multiple student loans can be a challenge to keep track of but with the government's National Student Loan Data System, you’ll be able to track all your federal student loans in one place.
  • Pay off the loans with the highest interest rates first. A high interest rate costs you every month and compounds that amount you owe every month you aren’t paying off the entire balance.
  • Consider IBR. The IBR is a federal Income-Based Repayment program that allows a borrower to repay his or her federal loans based on what is affordable and not what is owed.
  • Keep abreast of student loan developments. Staying informed is just as important as making your payments. Familiarize yourself with websites that are devoted to college debt issues like Project on Student Debt and the National Consumer Law Center's Student Loan Borrower Assistance Project.
  • Contact the Federal Student Aid Ombudsman. Sometimes your relationship with a lender can go belly-up. If you end up in a dispute, the Federal Student Aid Ombudsman may be able to help resolve the issue.

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Meet Scholarships.com's Virtual Interns: Radha Jhatakia

by Radha Jhatakia

Hi all! My name is Radha and I’m one of Scholarships.com’s newest virtual interns!

In high school, I was a well-rounded student – high GPA, honors classes, extracurricular activities and volunteer work...you name it, I did it – but after getting accepted by both the University of the Pacific and the University of San Francisco, limited finances and financial aid prevented me from attending either school. To save money to put toward transferring, I instead enrolled in De Anza College and Evergreen Valley College to complete my gen eds. It wasn’t easy (De Anza was a distant commute and made it difficult for me to take the classes I needed to transfer) but I amassed enough credits to transfer after two years. I didn’t get into my first choice (UCLA) and my second choice (Berkeley) did not have my intended major so I enrolled at UCSB, where I was accepted into the Honors Program and received plenty of financial aid. Unfortunately, things didn’t work out as planned when my transfer status affected my major so I am back at EVC but transferring to San Jose State University in the fall. Whew!

I’ve always enjoyed writing (I hope to write a book someday) and I believe my interest in working with others – plus my excellent persuasion abilities – will lend itself to a career in public relations. Being a Scholarships.com virtual interns complements my goals perfectly: It’s an excellent opportunity to gain experience in something I enjoy doing and since I’m always looking for scholarships to pay for school, writing for a website that helps students do just that seemed ideal. Hope you’ll all enjoy reading my opinions and advice just as much as I enjoy sharing them!


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How to Move Out Without Getting Stressed Out

by Jacquelene Bennett

It’s that time of the year again – summertime...and moving time for many college students. Here are a few simple tips for moving out of your doom or apartment:

  • Donate your stuff rather than throw it away. It’s the end of the year and you are realizing how much stuff you have accumulated over the last nine months. Rather than throwing away those jeans that don’t fit or that lamp you never use, donate them. At the end of every school year, Goodwill sets up a donation center on my campus where they will take everything from used clothing to electronics. See if your school does the same!
  • Utilize your school’s on-campus storage spaces. If your residence hall offers temporary summer storage for students, take advantage of it! Space is usually limited but this is a great option for storing things that you won't need during the summer months (think: mini-fridge and cooking utensils). If your school doesn’t have storage on campus, get some friends to split the cost of renting a storage locker somewhere near campus. Bonus: Many facilities offer discounts to college students.
  • Make sure to clean. It might be a hassle to vacuum the floors and take out the trash but it will cost you less in the long run. Schools often charge fees for unclean rooms (at my school, it’s $25 for every bag they fill with trash from a room) so if you don’t want to be billed, make sure it’s clean!
  • Keep it organized. Don’t just throw items in random boxes and suitcases; take the time to label them and make sure everything is secure. This will help when physically moving all your stuff and when you unpack later on at home.

Jacquelene Bennett is a rising senior at the University of Redlands where her areas of study are creative writing, government and religious studies. When she is not studying or working, you can usually find her eating frozen yogurt or blogging about her day. She has a cactus named Kat and believes that Stephen Colbert is a genius. Jacquelene works hard, laughs hard and knows that one day you’ll see her name in lights.


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Make Yourself Marketable This Summer

by Casandra Pagn

While a summer home from college should be relaxing, fun and regenerative, the three or so months away from school can also be the perfect time to bulk up the ever-elusive skills section of a resume or job application.

I totally understand that many college students need to take any ol’ job during the summer to save some cash for the school months. Whether you are waitressing, painting houses or mowing lawns, there are still a multitude of ways to continue to make yourself (and your resume) marketable during the summer.

First and foremost, internships (paid or unpaid) can often be tailored to the hours and schedule that you’d like to work. But, if an internship seems too time consuming, have no fear. Here are some other ways to make your summer count:

  • Contact local professionals to set up appointments to shadow them. This will give you some insight into that career and it’s something that you can bring up during future interviews to show you’re being proactive in that field.
  • Browse through your local park district or community college catalog and see what affordable, useful classes they offer. An introductory language course is a low time commitment and is a great asset to any resume, as are computer courses in a program that you’re not familiar with. At the end of the class, you will have learned the keys to a program that employers find valuable, such as Microsoft Excel or InDesign.
  • Borrow some how-to books from the library and teach yourself something! There are a ton of books on building websites and using graphic design programs, so why not take check one out and give it a try? It can’t hurt to learn those skills and the library membership is usually free.

Chicagoland native Casandra Pagni spent the past four years in the wonderful city of Ann Arbor at the University of Michigan. From watching football games in the Big House to bruising her knees playing intramural broomball on ice, she had the time of her life while at Michigan and embraced her inner and outer sports fanatic by covering the softball and hockey teams for the campus newspaper, The Michigan Daily. Casandra was also a member of Alpha Delta Pi sorority and a teacher ambassador and this past April, Casandra graduated with a Bachelor of Arts in English and earned a secondary teaching certification. She is currently in Chicago looking for a teaching position.


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Can You Dig This Scholarship of the Week?

Big Dig Scholarship Deadline is June 1st

May 23, 2011

Can You Dig This Scholarship of the Week?

by Alexis Mattera

We’ve seen it in movies and read about it in books: Someone unearths a time capsule buried long ago and learns something vital from its contents. Does it happen in real life? Sure but for this Scholarship of the Week – the Big Dig Scholarship – you’ll only need a metaphorical shovel and a way with words.

The Big Dig Scholarship asks students to find an item currently available for purchase for under $500 that will have immense value in the future. Applicants must then write a 500- to 1,000-word essay detailing their decision to be in the running to win a $3,000 scholarship for college. Interested? Here are the questions each essay must answer:

  • What is the item you are going to bury?
  • Where could you purchase this item today?
  • How much does this item cost?
  • What made you choose the item?
  • Why do you believe that the item will have immense value 200 years from now?

Essays will be graded primarily on originality and depth of content but grammar, punctuation and spelling will also be taken into consideration. Applications are due June 1st and the winner will be selected and notified by July 15th.

For more information about this award, complete a free scholarship search today!


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