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Healthy Eating on a College Budget

August 12, 2011

Healthy Eating on a College Budget

by Darci Miller

The fall semester is coming up fast and for many of us, it means leaving home in favor of dorm or apartment life. Whether you’ll be eating in the dining halls or fending for yourself, making healthy food choices falls fully on your own shoulders. The good news is you don’t have to go into debt shopping at Whole Foods to keep the Freshman 15 at bay.

For those of you who will be relying on the dining halls for most of your meals, money is less of an issue than healthy options are. It’s all too easy to opt for a hamburger and fries or a slice of sub-par pizza but trust me, healthier options are there. Most meals come with a vegetable and fruits like apples, bananas and pears are available for the taking so take them back to your room for a snack later in the day. Opt for oatmeal instead of Lucky Charms, whole wheat bread instead of white and water instead of soda. It may not be easy but I promise it can be done!

If you live in an apartment or house and cook your own meals, money does become a limiting factor. Healthy foods do cost more than junk, so coupons and sales should become your best friends. Keep your eye on prices and buy when items are most affordable. And eat what you buy: Splitting a Costco membership with your roommates is great but letting that food go bad is like throwing away money.

Frozen and dried fruits and vegetables are also great, healthy alternatives. They’re cheaper, have longer shelf lives than their fresh counterparts and can sometimes even be denser in nutrients (some are full of sugar, though, so read those labels). Grilled chicken strips also make cooking a healthy dinner quick and easy.

Eating healthy at college may take some extra effort and money but it’s good to adopt healthy habits early. They’ll be second nature in no time!

Darci Miller is a New Yorker studying journalism and sport administration at the University of Miami. When she’s not writing for the school newspaper, you can find her at the gym, either working or working out. She loves all ‘80s pop culture (the cheesier the better!), and glues herself to her TV when the Olympics are on. She dreams big, and believes the sky’s the limit!

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Tuition, Food, Books: Pick Two

Rising Costs Have Students Skimping on Textbooks

August 12, 2011

Tuition, Food, Books: Pick Two

by Alexis Mattera

If you’re a current or soon-to-be college student, you’ve probably heard the saying “Friends, school, sleep: Pick two.” If you haven’t, it means you won’t have time to do everything you want...and sometimes need. While there are students who can balance all three, they have another difficult decision to make at the beginning of each semester: tuition, food or books?

According to survey conducted by the U.S. Public Interest Research Group, seven out of 10 undergraduate students reported not buying one or more textbooks because the cost was too high. How high? The Government Accountability Office estimated textbooks cost a quarter of the average state college tuition (three-fourths at community colleges) and the U.S. PIRG revealed textbook prices have risen faster than overall inflation with a 22-percent uptick in the past four years. For students, this means some serious money management is in order. "Generally what we get from students is 'Yeah, it's only a few dollars, but it could be my dinner,'" said Jessica Bruning, a student at Iowa State University. "It adds up pretty quickly." The survey also revealed four out of five students said new editions prevented them from purchasing cheaper used books and half cited bundles or custom editions as the culprits for increased costs.

The good news – yes, there is some! – is that groups like Textbook Rebellion, Campus Progress and even individual professors are doing their part to keep textbook costs from negatively impacting students’ college experiences. "Better options are out there," said Nicole Allen, textbooks advocate for the Student PIRGs. "Between used books, rental programs and long-term alternatives like open textbooks, we have the tools we need to make textbooks affordable for more students." Have you had to choose between tuition, food or books? What are you doing to keep your college costs in check?

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Study Abroad: Don’t Let Your Schooling Ruin Your Education

August 15, 2011

Study Abroad: Don’t Let Your Schooling Ruin Your Education

by Mariah Proctor

A good study abroad program is designed to seamlessly integrate the graded classes into the active, living experience so that the two aspects don’t find themselves in conflict. That is the hope but, as my roommate will tell you through frustrated tears, that is not always the way it goes down.

You’ve got to feel for the professors – they are often experts on the place you are visiting and they look into the blank, ignorant and often not properly appreciative eyes of their students and want to tell you everything there is to know to make you see what they see. Your average student, however, cannot synthesize all of that new information while simultaneously managing a new climate, new customs and money that, it turns out, is not Monopoly money and actually does deplete your savings as you spend it. All of this while trying to have a completely carefree, time-of-your-life, otherworldly good time? It can’t be done.

My advice is to forget the classes. Don’t misinterpret my meaning: Be the person who goes to class, is present in body and mind, takes in everything they can, inhales knowledge the way they inhale gelato and fancy pasta outside of class. It truly will add depth to the place. If you’re the person who is a perfect GPA, point-pinching, anxiety-ridden, stress cadet that thinks that excelling in the classroom will make you excellent as a person, studying abroad will break you.

Do as well as you can and keep up on your classwork but if you have to choose between an evening in studying or going to the opening event of the world’s largest international dance festival downtown, choose the dancing. If you can either finish some back reading for class or go to a procession celebrating Corpus Christi, don’t let a textbook literally rain on your parade. I know it will be hard but please when you prioritize, remember not to let your schooling get in the way of your education.

Mariah Proctor is a senior at Brigham Young University studying theatre arts and German studies. She is a habitual globe-trotter and enjoys acoustic guitar, sunshine and elephant whispering. Once the undergraduate era of her life comes to an end, she plans to perhaps seek a graduate degree in film and television production or go straight to pounding the pavement as an actor and getting used to the sound of slammed doors. Writing has and always will be the constant in her whirlwind life story.

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High Schools Seniors: 5 Things to do Before Summer’s Up

August 15, 2011

High Schools Seniors: 5 Things to do Before Summer’s Up

by Suada Kolovic

Ah, senior year. It’s a time chock-full with to-dos, from finalizing your college choice and filling out applications to applying for scholarships and getting your financial aid in order. And with summer slowly coming to a close, it’s a good time for rising high school seniors to realize that some deadlines are just around the corner. So rather than let the last weeks of summer slip away, avoid the fall time crunch and consider U.S. News and World’s top suggestions of five simple things you can do now:

  1. Examine school prices: Relying on just the sticker price when making your college selection is a huge mistake. For the most part, sticker prices are often meaningless. Take the time to do some serious research and understand the real cost of the institutions you’re interested in.
  2. Know deadlines: Keeping track of the various deadlines you’ll have to meet is essential for a successful senior year. In order to make things easier, use Scholarships.com’s calendar as a reference!
  3. Get started on your college essay: Writing a college essay is one of the most nerve-wracking chores high school seniors face. To relieve some of the pressure, start early. Think about it: If you start now, you’re more likely to be able to devote the time needed to do a great job.
  4. Consider supplemental materials: If you’re an artist, musician or actor, applying for colleges (and scholarships!) may be more time consuming. In some cases, you’ll have to audition and have an impressive portfolio to standout. Some schools also require SAT Subject Tests so find out and book exam dates now.
  5. Research: If you haven’t begun researching schools, get started now. Check out schools online, take virtual tours and really consider what qualities are most important to you. Think about what you want out of your college experience – whether it’s a school with a strong academic record, impressive athletic teams or diverse social programs and services – and take a hard look at whether you’re applying to schools for the right reasons.
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University of Dayton to Offer Free Textbooks

August 17, 2011

University of Dayton to Offer Free Textbooks

by Suada Kolovic

With the economy in a rut, the unemployment rate declining at a sluggish pace and the cost of a college education rising at an astronomical rate, now is the time to consider your options. Here at Scholarships.com, we can’t stress enough the importance of applying early and often for scholarships and financial aid, but when a college education is still just out of reach, some universities are willing to go the extra mile to help prospective students out. Rising high school seniors, take note: The University of Dayton is offering four years of free textbooks to first-year students who visit the campus and complete the Free Application for Federal Student Aid (FAFSA) form by the university’s March 1 application deadline.

According to Dayton officials, the free textbook program is an incentive for families to attend campus visits in a tight economy and as a way to urge families to complete the federal aid form, which is an essential piece of the financial aid puzzle. "Many families don't fill out the form because they believe they don't qualify or think it takes too much time. They miss out on opportunities to get affordable financing or grant funding," said Kathy McEuen Harmon, assistant vice president and dean of admission and financial aid.

Students who fulfill the university’s requirements will receive up to $500 per semester to purchase textbooks at the campus bookstore – funds good toward new, used or rental books. According Harmon, an estimated 75 percent of the first-year class is projected to take advantage of the offer, representing a $1.5 million annual commitment by the University. "We want them to fully understand the rewards of a University of Dayton education and know that those rewards are not out of their reach," Harmon said. "This is a very tangible way to demonstrate our commitment, one they can see immediately."

What do you think of the University of Dayton’s efforts? Are free textbooks enough to get you to commit to an institution? Should others follow suit? Let us know what you think.

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My College Graduation Checklist

August 15, 2011

My College Graduation Checklist

by Jessica Seals

After four long years of taking history or biology classes you dreaded, the psychology classes that counted towards your major and quirky electives to reach the required number of credit hours to graduate, it’s finally time to walk across the stage and become a college graduate. As I am now entering the second semester of my senior year, I have learned that there are several steps that you must take in order to successfully graduate.

While attending school, you will more than likely have an advisor that will help you graduate with your desired major as quickly as you can. Of course, these advisors are human and they are bound to make a few mistakes so check the university general education requirements for graduation at the start of each semester to keep track of the classes you still need. This is what I did and because of it, I was never hit with the surprise that I would not be graduating when I thought I would. An advisor will definitely help you avoid this problem but it is always good to double check to make sure nothing is missed.

The other important thing that I learned is that graduating from college is very different from graduating from high school. In high school, you have guidance counselors and teachers who get everything together for you and constantly remind you to turn in any forms. In college, however, you are the one who has to submit your intent to graduate form to the registrar on time, make sure you don’t owe any money, complete exit counseling and turn in any extra documentation required by your school.

Graduating from college will be one of the happiest times of your life. Despite all the excitement, take some time to make sure that everything is in order so that no surprises keep your diploma out of reach.

Jessica Seals is currently a senior at the University of Memphis majoring in political science and minoring in English. At the University of Memphis, she is the secretary of the Pre-Law Society, the philanthropy chair of the Phi Kappa Phi Student Council and a member of Professional Assertive United Sisters of Excellence (PAUSE), Golden Key Honor Society, Alpha Lambda Delta Honor Society, Sigma Alpha Lambda Honor Society, and Black Scholars Unlimited. She also volunteers to tutor her fellow classmates and hopes to attend law school in the near future.

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Obtaining Media the Legal Way

August 16, 2011

Obtaining Media the Legal Way

by Radha Jhatakia

So you’re listening to the radio and hear a song you like. What do you do? If you’re a college student, you probably turn on your computer and download the song sans payment. Not only is this method illegal (think: fines and jail time) but it can be even more detrimental if done from a campus Internet connection. Since a personal login is usually required when you use campus Internet, your online activity is easily tracked and documented. On top of stealing copyrighted material, you could also face consequences from your university such as expulsion.

So you’re probably wondering what to do about your music/movie situation now. Well, there are legal ways to obtain them while still managing your money! First, websites like Crackle and Hulu allow you to watch movies and television shows for free. You can also try e-Rewards, a site that lets you earn dollar points for taking surveys; for example, earn 10 points and you can redeem 10 promo codes for Blockbuster Express for free new movies.

Music lovers don’t have to look far for deals, either. Though the files won’t save to your computer, you can use YouTube, Pandora or Slacker Radio to listen to music whenever you want for free. Amazon has downloadable songs for as low as $0.69 during their deals as well as a feature that allows you to preview albums and download only the songs you like. There’s also iTunes, but that tends to be a bit more expensive. If you can’t afford to buy music, make deals with your friends to buy separate albums and share with one another. That way you can get the music you want legally...and maybe even expand your musical tastes!

Radha Jhatakia is a communications major who will be transferring to San Jose State University this fall. She’s had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.

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Student Soldiers: Attending College While Serving in the Military

August 17, 2011

Student Soldiers: Attending College While Serving in the Military

by Thomas Lee

With its proximity to Fort Bragg and its extensive ROTC program, Methodist University could be considered in many ways an “army school.” Because of this, a number of Methodist students were non-traditional – soldiers who were stationed on base or local residents who attended classes at night.

I certainly respect but do not envy the life of a soldier. Not only must many of them balance classes and family life, but a military career is considerably more difficult than an office job. They must be in peak physical condition and reliably meet the demands of their commanding officers, as well as other supervisors both on and off base. Their usual days can be exhaustive, with schedules consisting of morning training and exercises, day classes, personal errands, night classes and then family duties. Since my time at Methodist, I have gained a greater respect for soldiers and military families and all they manage to accomplish.

There are practical benefits to being a student soldier. Depending on one’s status, the U.S. government may pay most – if not all – tuition costs. Soldiers and their families also have medical and dental care provided by the military. Attaining a degree while in the service may mean a pay increase or advance in rank. Despite experiencing difficulties the average college student will not face – imagine being in class one morning and receiving deployment orders that night – all of the student soldiers I met had one thing in common: They were deeply proud to be part of the military and of having been able to faithfully serve their country.

Thomas Lee recently graduated from Methodist University in Fayetteville, North Carolina with a BA in political science and journalism. His father is an ordained Church of God minister and his mother is a private school teacher; he also has two younger sisters. Thomas’ interests include politics, law, debate, global issues and writing fiction and he believes in a personal relationship to Jesus Christ and a strong commitment to biblical morality and ethics. He currently resides in Washington, North Carolina and will be attending law school in the near future.

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A "Beyond" Helpful Campus Shopping Guide

August 18, 2011

A "Beyond" Helpful Campus Shopping Guide

by Anna Meskishvili

Anyone who has ever seen the movie “Click” can think back to the opening scenes when Adam Sandler is at Bed Bath & Beyond. Walking into this massive space of shelves, vacuums, table settings and rugs can be beyond overwhelming (see what I did there?) but here are some pointers on managing your pre-frosh trip to this and other home supply utopias.

Storage. Four words: Under-the-bed containers. These plastic trunks can hold up to one season’s worth of clothes...and I invested in three! But what if you have a lofted bed – the bunk bed type with a desk underneath? Purchase a few Space Bags to minimize the space used for clothes you don’t need and hang them in your closet. I am still trying to wrap my mind around how they can make a down comforter the size of a magazine but they do!

Hygiene. It’s shocking how easily a small space like a dorm can become completely filthy so if there is one thing you MUST walk out with from any home goods store, it’s a Shark Vacuum. These wild things are small, won’t take up living space and clean carpets like no other. Also, don’t forget a shower caddy! You do not want to be that girl who realizes she forgot her conditioner while already in the shower.

Dining In. There will be nights where you will opt out of going to the dining hall in favor of a fancy microwave dinner. Warning: Back away from the kitchenware section! You do not need fine china for your dorm room; invest in only a few plates, bowls, forks, knives and spoons. They’ll be perfect for cereal in the mornings and leftovers at midnight – just make sure everything is microwave safe!

Moving into your first dorm is a really fun experience but pack your cart wisely. Those $2.99 knickknacks can add up – buying only what you need saves money, space and stress!

Anna Meskishvili is a rising senior at Boston University pursuing a degree in public relations at the College of Communication and hopes to someday work in healthcare administration communication. She is part of Kappa Delta at BU and has loved every second of it. She is also involved in Public Relations Student Society of America and Ed on Campus. Anna was born in the Republic of Georgia and considers herself a citizen of the world because she’s lived in Russia, England, France, Brooklyn and Connecticut. She loves to travel, run and learn.

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Student Loan Delinquencies Continue to Rise

August 18, 2011

Student Loan Delinquencies Continue to Rise

by Suada Kolovic

While credit card debt, mortgage debt and auto loan debt have all steadily decreased since the fall of 2008, the same cannot be said for outstanding student loan debt, which has climbed 25 percent since the start of the financial crisis. Not only has student debt increased, but more often than not these loans aren’t getting paid off on time. The problem is that students take out sizable loans to pay for tuition to only be met with bleak prospects of employment after college. Those lucky enough to secure a job can also expect lower starting salaries: The median starting salary for a member of the class or 2009 or 2010 is $27,000, down from $30,000 just a couple of years ago.

The debt ceiling deal complicated things a step further by adding additional federal loan provisions. One section of the deal changed the way interest is collected on federal loans for graduate students, meaning that borrowers will start accruing interest on their loans before they’ve graduated. That being said, earning a college degree is still a significant advantage when entering the job market. The Labor Department released a report stating that for workers 25 and over with at least a bachelor's degree, the unemployment rate in July was 4.3 percent, compared with 8.3 percent for workers with "some college," and 9.3 percent for workers with just high school diplomas.

Soon-to-be college students, do you fear crippling student loan debt? What steps are you taking to prevent becoming a statistic?

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