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And the Least Indebted Graduates Are...

U.S. News Lists Schools with Lowest Average Debt for 2010 Grads

December 28, 2011

And the Least Indebted Graduates Are...

by Alexis Mattera

If you are a recent college graduate, those student loans you haven’t thought about in four or more years are about to come calling...and collecting. While some students’ debt tallies are quite large, the amounts owed by others are much more manageable.

U.S. News & World Report has reported that the average amount of student loan debt (defined as money loaned to students from colleges, financial institutions and the government, not including parent loans) for a 2010 college graduate was about $25,000 but this number truly varies depending on what school a student calls his or her alma mater: For example, 2010 graduates of Alice Lloyd College have an average total indebtedness of only $3,108 and those from Princeton owe just $4,385, due in large part to more grants, scholarships and work study that do not require repayment. Here are all of the schools that made the top 10 and the average amount of student loan debt 2010 graduates incurred:

Does this information have you reevaluating your college plans or financial aid choices?


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Ohio to Eliminate Remedial Funding in Higher Ed by 2020

by Alexis Mattera

Many colleges across the country offer remedial courses for students in subjects like math, English and science to better prepare them for the curriculum ahead but as budgets continue to tighten, administrators in Ohio are looking to cut funding for these classes completely.

According to the Alliance for Excellent Education, the annual cost for remedial classes in American higher education hovers around $3.6 billion. Though states like Florida, Missouri and South Carolina are making strides to restrict remedial funding to more reasonable levels, Ohio has vowed to eliminate the approximately $130 million it spends annually by 2020. How is this going to happen? Schools appear to be approaching the issue in different ways: University System of Ohio Chancellor Jim Petro is calling for better assessments in grade 10 to ensure enough time for extra help before attending college, the University of Toledo is changing its recruitment tactics by improving outreach to private schools and even guaranteeing scholarships as early as eighth grade to secure better prepared students, and Wright State University is working with nearby community colleges to standardize a remedial education curriculum – a move associate provost Thomas Sudkamp says will best serve students when remediation funding is phased out.

Do you think Ohio’s plan is a step in the right direction or is remedial education funding an integral part of success in college?


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Is College Still Worthwhile?

December 30, 2011

Is College Still Worthwhile?

by Alexis Mattera

There’s been much debate about the true value of a college degree. This isn’t surprising given rising tuition costs and lower employment rates but a new study by a 2011 Trinity College graduate reveals spending the time and money to obtain a college degree is still very much worthwhile.

That graduate – Sarah Millar – came to this conclusion by examining data from government and private sources as well as her own personal experience as a college student. She found that although college costs have climbed an average of 6.4 percent each year since 1981 and annual income has only risen 0.4 percent in that time, the average take-home pay of college graduates is $38,950 versus $21,500 of students who only graduated high school. Unemployment rates of the two groups are also in favor or college degree holders – as of last month, 4.4 percent to 9.6 percent – and earnings of college grads exceed high school grads by more than $1 million over 40 years. Millar does note that all colleges and majors are not created equal, though, as average starting salaries of recent grads in specific fields of study from well-known or prestigious schools are more than those from state universities or smaller private colleges.

Check out more information from the study here then tell us: What do you think of Millar’s findings?


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2011: The College Edition

January 3, 2012

2011: The College Edition

by Angela Andaloro

There are lots of 2011 recap lists circulating the Internet but the one you are about to read comes from a different perspective: a college student's! There were many interesting events that occurred this year that involved colleges – here’s to the lessons we’ve learned this year...and the lessons ahead of us!

Occupy Wall Street: This nationwide protest had great appeal to college students, who have expressed their frustrations at rising tuition costs and the amount of debt students are accruing. Students participated in walkouts in November to express their unity with the movement and also faced off with police. (I’m sure no one will forget the UC Davis pepper spraying photo and its viral impact any time soon.)

Controversy: Controversy has swept colleges by storm in the latter half of this year with scandals occurring at both Penn State and Syracuse University. While these stories raised many concerns amongst parents and students, it also increased the sense of community and unity amongst the students at these schools and beyond. This was illustrated best by a building on the Penn State campus sporting an adaptation of their classic “We are Penn State!” chant: Following the controversy surrounding the football program, the building now reads “We are still Penn State!” showing that despite recent incidents, students are still proud to be Nittany Lions.

Achievements: College students around the country - including you! - have been accomplishing great things all year long. Whether it was passing a tough class, being awarded a scholarship or scoring an amazing internship, the things you’ve achieved this year contributed to the overall scope of college life in 2011. Surely, your accomplishments will continue on and play a role in making 2012 a happy, healthy, successful year for us all.

Have something to add? Let us know which events were important on your campus this year!

Angela Andaloro is a junior at Pace University’s New York City campus, where she is double majoring in communication studies and English. Like most things in New York City, her life and college experience is far from typical – she commutes to school from her home in Flushing and took nearly a semester’s worth of classes online – but she still likes to hang out with friends, go to parties and feed her social networking addiction like your “average” college student.


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New Semester, New Goals

January 5, 2012

New Semester, New Goals

by Lisa Lowdermilk

Now that you've had some time to spend some time with your family, eat all those holiday delicacies or just unwind, it's just about time for another semester! Since starting a new semester can be daunting, here are several tips you can follow:

First, make sure you order your books at least a week before the semester starts, preferably sooner if you're ordering them online. While Amazon's two-day shipping for college students is great for procrastinators, your books may not be in stock if you wait too long.

Next, make sure you're not taking too many credits. While taking 18 credits a semester may seem like a great idea when you think about how quickly you'll finish your degree, you’ll burn out fast (especially if you have a job...or two). As we've heard a million times, slow and steady wins the race and your GPA will almost certainly be a lot stronger and college will be more enjoyable if you adopt a more moderate pace.

Finally, take advantage of campus resources. As overwhelming as college can feel at times, it's easy to forget that there are all kinds of people who are more than willing to help. From math lab to writing lab to academic counselors, there's no shortage of people who understand what you're going through and can offer great advice. Besides, you're paying top dollar for your tuition so you might as well get your money's worth and use these resources!

If you still feel crazed after reading these tips, remember that you won't be in college for the rest of your life. Sometimes we forget about the eventual rewards of hard work. It may take more time than we'd like but hard work will pay off in the end.

Lisa Lowdermilk is a published poet, avid video gamer and artist. Her poems have appeared in Celebrate Young Poets: West (Fall 2006) edition and Widener University's The Blue Route. She enjoys watching thrillers, trying different restaurants and attempting to breakdance. Lisa is now majoring in professional writing at the University of Colorado Denver.


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Study: E-Textbooks Saved Majority of Students Only $1

by Suada Kolovic

Despite students’ early enthusiasm toward e-books as a cheaper alternative to traditional textbooks, a new study finds that for the most part, the total savings was just $1. With publishers saving a great deal of money by not having to print textbooks and ship them out, why aren’t those savings being passed on to students?

The study, conducted over four semesters at Daytona State College, compared four different means of textbook distribution: traditional print purchase, print rental, e-textbook rental and e-textbook rental with an e-reader device. According to the study’s authors, the $1-dollar difference was attributed to “publisher pricing decisions” and the fact that students who opted to rent e-textbooks could not sell their materials back once the semester ended. But pricing wasn’t the only hiccup: E-books have proven to be unreliable in some classroom settings. For instance, wireless networks in classrooms where several students were using e-textbooks at once sometimes became overwhelmed and translated into no e-book access for the entire class. (For more on the study, click here.)

Even with these glitches, do you think e-textbooks in every classroom in the near future are inevitable? What steps can colleges and universities take in order to ensure publishers set up fair pricing for e-textbooks and that the students using them will have better in-class access to the materials?


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White House Announces Summer Youth Employment Initiative

by Suada Kolovic

If you’re a high school student, you’re probably still enjoying winter break. But with that two-week treat shortly coming to a close, I’m sure there are at least a few of you already looking forward to the warm, lazy months of summer. (I know I always did!) Then again, summer may not be the carefree paradise it once was. Whether you’d like to admit it or not, it’s the perfect opportunity to gain some work experience and this summer, you’re in luck: President Barack Obama is looking to boost summer job prospects for kids.

The White House recently announced that with help from the private sector, it has nearly 180,000 youth employment opportunities for the summer and aims to add tens of thousands more. With unemployment rates still relatively high for adults nationwide, young people are finding it almost impossible to find any employment opportunities. President Obama insisted that with the economy in a rut, the government needs to step in to make sure kids are provided with opportunities to learn skills and a work ethic. One downside of the plan for kids trying to save money for college, cars and other expenses is that many of the positions would be unpaid training opportunities.

Are you already thinking about where you’ll be working this summer? Are you more interested in a paying position or one that would be a killer reference on your resume?


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Creativity Pays Off - Win This Scholarship of the Week and Earn $10,000 for College!

Annual Create-A-Greeting Card Scholarship Contest Deadline is January 14th

January 9, 2012

Creativity Pays Off - Win This Scholarship of the Week and Earn $10,000 for College!

by Alexis Mattera

Have you ever spent time searching for the perfect card for your mom’s birthday, best friend’s first job or cousin’s anniversary but couldn’t find a greeting that conveyed exactly what you wanted to say? If so, this Scholarship of the Week – and its $10,000 prize – has your name all over it.

The Gallery Collection’s Annual Create-A-Greeting Card $10,000 Scholarship Contest asks its applicants – high school, undergraduate and graduate students – to design the front of a greeting card (holiday, birthday, thank you, get well, etc.) using original photographs, artwork and/or computer graphics. The student with the winning design will be awarded a $10,000 scholarship and have his or her creation made into a greeting card to be sold on The Gallery Collection’s website.

Have the perfect idea? Visit the official website and make sure to get your design submitted before the January 14th deadline. As always, to learn more about this award and other scholarship opportunities, conduct a free scholarship search today!


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The AP Debate

January 10, 2012

The AP Debate

by Alexis Mattera

Show of hands, students: How many of you have previously taken, are currently enrolled in or are considering signing up for an Advanced Placement course? That's a lot of you...but how many of you chose the AP path because you felt as though you had to in order to remain competitive in the college admissions process? Iiiiiinteresting...

With college hopefuls taking on so many AP classes that they have barely any time for non-academics, some schools in the San Francisco Bay area are pushing for a cap on the number of Advanced Placement courses a student can take or even eliminating them entirely. Though some teachers and administrators feel it would be a welcome change that would allow more freedom in the curriculum, parents and students do not share this mindset: They view any AP limits or bans as disadvantages when college application time rolls around, despite competitive schools like Stanford assuring applicants "We want to be clear that this is not a case of 'whoever has the most APs wins.'" Other educators think the caps are a bad idea, stating that not only will students feel less challenged but that limiting the number of AP classes could result in staffing cuts, as schools offering more APs are able to hire more teachers.

Research does show students who take AP courses do better in college than students who don't but is it worth the stress placed upon students by parents, teachers, colleges and even their peers to take and excel in these courses? Do you think students should be able to decide what their own workload should be if it means the AP credits earned will help them graduate from college early and save thousands on tuition? What side are you on in the AP debate?


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Apartment Hunting? Follow These Rules

by Kayla Herrera

The start of a new year marks the time to seek an apartment for the fall semester. I know that’s the case at my school: Once the calendar turns to January in Houghton, Mich., students start climbing all over housing advertisements and residences are gone in no time. It really is a race here because in this rural town, affordable quality housing is limited. No matter where you attend college, there are some key things you should keep an eye out for when you tour a place you could potentially call home.

Noise. Ask about street noise or neighbor noise then take a listen for yourself to determine whether it’s too loud or too quiet for you. I lived on a main street once and when I moved to a quieter one, I could not sleep for a week because of the silence!

Mold or water damage. If there is a basement, look/smell for mold and search for wet spots or signs of flooding. Mold can bother allergies or make you sick and flooding could ruin your belongings; basements are prime locations for both to occur.

Pests. Keep your eyes peeled for chewed corners or holes in ceilings or walls. As I noted in a previous post, pests such as mice and squirrels can poop all over the place, eat your food, damage your apartment's structure and scare the daylights out of you. Do not move into a place with these warning signs unless the landlord promises to make repairs before you move in.

Maintenance. Make sure your landlord has a maintenance man or has offered you a phone number to reach him or her in case they handle the repairs. Trust me, no hot water plus hair covered in conditioner at 11 p.m. equals a not-so-fun extracurricular activity.

Be wary of everything from cleanliness to the neighborhood (nearby bars and hot spots mean there WILL be drunken singing at 2 a.m.). The race is on – good luck!

In addition to being a Scholarships.com virtual intern, Michigan Tech student Kayla Herrera is a media coordinator for the Michigan Tech Youth Programs and is a writer for The Daily News in Iron Mountain, Mich., Examiner.com and WHOA Magazine. She love a tantalizing, action-packed video game and can't get enough of horror movies (Stephen King's books always have her in their grip, though she prefers the old over the new). Writing is what she has always done, and that is what she is here to do.


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