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Ivy League Students Avoid Student Debt Crisis

Sep 11, 2013

by Suada Kolovic

Despite the hefty sticker price associated with all Ivy League institutions, estimated yearly costs are actually quite affordable. In fact, Ivy Leaguers graduate with less debt than their peers who attended less prestigious schools. How? Turns out healthy endowment funds play a huge role in aiding low-income, middle-income and even upper-income students with tuition costs. Score!

According to statistics from U.S. News & World Report, many of the best colleges in the county are relative steals for the lucky few who earn admission. For example, Princeton University students graduate with about $5,096 of debt for all four years – the lowest sum for alumni leaving a national university with debt. Amy Laitinen, a former White House education adviser now at the New America Foundation, said, "Folks look at the sticker price and assume that's what everyone is paying. The truth is that the more elite schools have more resources."

But with acceptance rates hovering at less than 10 percent, gaining access to those Ivy League dollars is fiercely competitive. Do you think it’s fair for students who don’t meet the Ivies’ steep admissions standards to be saddled with crippling debt or should the few that do be rewarded with an affordable, brand name education? Let us know what you think in the comments section.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Study: Majors Are More Important Than Where You Went to College

Sep 10, 2013

by Suada Kolovic

With fall semester in full swing, high school seniors are mere months away from deciding where they’ll spend the next four (or more) years. And while there are multiple factors to consider when making such a major decision, most would argue that prestigious universities and high-earning salaries are intrinsically tied...or are they?

According to a recent study by College Measure, students who earn associate degrees and occupational certificates often earn more in their first year out of college than those with traditional four-year college degrees. Examining schools in Arkansas, Colorado, Tennessee, Texas and Virginia, the study found that short-term credentials such as two-year degrees and technical certificates were worth more than bachelor’s degrees in a graduate’s early years. College Measures President Mark Schneider said, “The findings challenge some conventional wisdom, showing for example that what you study matters more than where you study. Higher education is one of the most important investments people make. The right choices can lead to good careers and good wages while the wrong ones can leave graduates with mountains of debt and poor prospects for ever paying off student loans.” (For more on this study, click here.)

It’s important to remember that the study focuses on short-term gains as opposed to long-term/lifelong earnings. It’d be interesting for College Measure to reexamine their findings over the next few years but what do you think of its current report? Share your thoughts with us in the comments section!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Arizona Sues to Block In-State Tuition Breaks for Undocumented Students

Jun 28, 2013

by Suada Kolovic

Immigration disputes have long commanded top billing when it comes to our nation’s political agenda but as of late, it’s begun seeping into the educational realm as well: The state of Arizona has filed a lawsuit to block one of the nation’s largest community college systems from providing in-state tuition to young immigrants granted deferred deportation by the Obama administration.

Arizona officials insist that extending reduced tuition to those youths violates state law, which prohibits any immigrant without legal status from receiving public benefits. Meanwhile, college officials argue that lower rates were instated in September after concluding that work permits were already on the state’s list of documents needed to prove legal residency. With potentially thousands of individuals in limbo, the Arizona Board of Regents is looking into ways to lower tuition for these students without violating state law. Board members sent a letter to Arizona Senator John McCain and Senator Jeff Flake that, in part, read, “With Arizona at the forefront of the immigration reform debate, we routinely hear from hard-working, high-achieving undocumented students who have been brought to Arizona at a young age and have advanced through our K-12 system only to have their ability to further their education and contribute positively to our economy and society hindered by state and federal immigration laws." (For more on this story, click here.)

At least 13 states allow students who have lived in the county for many years without legal status to pay in-state tuition so what do you make of Arizona’s legal action to put an end to it? Do you support the decision or oppose it? Let us know in the comments section.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

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Scholarships.com Virtual Interns Wanted

Jun 26, 2013

by Alexis Mattera

Whether you're putting pen to paper, live tweeting campus events or blogging until the wee hours of the morning, one thing is certain: Sharing information is your passion. And you know what? It's ours, too, so let's join forces through Scholarships.com's virtual intern program!

Over the last 15 years, Scholarships.com has been a go-to site not only for high schoolers in search of financial aid but for college students living away from home for the first time, trying to balance limited money for food and fun, and adjusting to postsecondary academic expectations. We have plenty of information on those topics and more but we want to hear from you about what's going on at the campus you call home for the majority of the year. From parties to politics, from housing to hazing, and from class registration to commencement exercises, let us know what's trending at your school and your musings could be featured regularly on our blog.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Top Universities Where Most Students Live on Campus

Jun 20, 2013

by Suada Kolovic

With summer break in full swing for most high school graduates, navigating the long, challenging road that is obtaining a college degree won’t begin until late August. And while your calendar is already chock-full with summer fun, consider this: The country is facing a shortage of on-campus student housing at public and private schools. So perhaps between attending that beach party, block party and annual beach block party, it’s essential that you figure out where you’re going to live this fall.

According to the National Multi Housing Council, areas with the highest campus housing shortages include Arizona, the District of Columbia, Georgia, Iowa, Minnesota and West Virginia. But despite the shortage, some universities are still housing a majority of their students on campus. Check out the top 10 national universities with the highest percentage of undergraduates living in campus housing (as of Fall 2011):

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Study: College Pays, Even for College Dropouts

Jun 11, 2013

by Suada Kolovic

If you’re a high school student, chances are you’ve probably heard this at some point in your high school career: “College graduates will earn $1 million more in a lifetime than those with only a high school diploma.” And while completing your college education is the ultimate goal, students who get at least a partial college education will earn on average more than $100,000 over a lifetime than those with just high school diplomas.

According to a study conducted by The Hamilton Project, a Washington, D.C. think tank, even small increments of additional education pays off: The annual return on a partial education is 9.1 percent and while that’s well below the annual return of 15 percent of those with a bachelor’s degree, it is considerably more than high school graduates with no college education. "It is vastly better to get a college degree," said Adam Looney, policy director at The Hamilton Project. "But I think the evidence says that fears of dropping out, that there are big downside risks to trying it and not finishing it, I think those are overblown. For people who are interested in college, who have ambitions of going and have the ability and qualifications to succeed, I think the evidence suggests it's an extremely good deal right now." (For more on this study, click here.)

Recent high school graduates, do you agree with the study’s findings that investing in some college education is better than none? Let us know in the comments section.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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California Universities Instate College Graduation Fees

May 15, 2013

by Suada Kolovic

In the coming weeks, college seniors across the country will take their first steps towards new beginnings with their diplomas in hand…that is, of course, if they pay the recently instated college graduation fees.

According to a recent report, more than half the schools in the California State University system are charging a graduation fee that students are required to pay before receiving their diplomas. While the fees aren’t astronomical (they range from $45 to $115), students are frustrated with a struggling school system that has increased tuition every year and are only now discovering that their diplomas weren’t included in the tuition hikes. "We already have to pay to be here and [now] we've got to pay to leave," California State East Bay sociology major Donnisha Udookon told the Tribune. Students who have long complained about the extra charges agree that by the time they reach graduation, they almost come to expect an add-on fee at every turn. To them, graduation no longer signifies a moment filled with a sense of incredible accomplishment but as the last chance for the institution to nickel-and-dime the graduating student body. (Fine print: Student loans not included.)

Recent college graduates, do you think it’s fair for schools to charge a separate fee for students to receive their diplomas? What’s your school’s stance on graduation fees?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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FAFSA to Recognize Same-Sex and Unmarried Parents by 2014

May 7, 2013

by Suada Kolovic

The Department of Education has recently announced that the FAFSA will soon undergo a few changes to accommodate students with same-sex or unmarried parents who cohabit in order to more accurately ascertain an applicant’s financial situation.

The forms, which will be introduced for the 2014-15 school year, will allow students to designate their parents as “Parent 1 (father/mother/stepparent)” and “Parent 2 (father/mother/stepparent)” rather than just mother and father. “All students should be able to apply for federal student aid within a system that incorporates their unique family dynamics," said U.S. Secretary of Education Arne Duncan. "These changes will allow us to more precisely calculate federal student aid eligibility based on what a student's whole family is able to contribute and ensure taxpayer dollars are better targeted toward those students who have the most need, as well as provide an inclusive form that reflects the diversity of American families."

The department has said that the changes will not impact a vast majority of applicants but it could potentially (read: very likely) translate into reduced aid for students with same-sex or unmarried parents. Why? Those parents who do not benefit from filing joint tax returns will likely disqualify their children from financial aid if it’s found that jointly they are above the income threshold. So while the changes are considered progressive, they’re just slightly off the mark when it comes to helping “unique family dynamics.”

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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10 Med Schools That Received the Most Applications

Apr 30, 2013

by Suada Kolovic

If you’re actively considering a career as a physician, you’re well aware of the long, rigorous and demanding road ahead. With challenging coursework and fierce competition in the forecast, not everyone is up for the challenge...but that hasn’t necessarily translated into fewer students applying to medical school. According to U.S. News & World Report, medical school experts have predicted a shortage of doctors throughout the next decade but no shortage of prospective students. In 2012, total applications increased by 3.1 percent with the average number of applications at the top 10 medical schools totaling approximately 10,812. Check out the top 10 medical schools that receive the most applications for the most recent school year below:

Did your top-choice medical school make the list? If so, would you consider other schools with less competition?

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Cooper Union to Charge Undergraduate Tuition in 2014

Apr 25, 2013

by Suada Kolovic

It’s official: After 18 months of intense analysis and serious opposition (we’re looking at you, students who barricaded themselves in the college last December), Cooper Union will begin charging undergraduate tuition for the first time.

Faced with a $12 million annual budget deficit, the Board of Trustees voted last week to reduce the full-tuition scholarship to 50-percent for all undergraduates admitted to the institution beginning with the class entering in the fall of 2014. “The time has come to set our institution on a path that will enable it to survive and thrive well into the future,” said board chairman Mark Epstein in an announcement to students and faculty members in the college’s Great Hall. “Under the new policy, the Cooper Union will continue to adhere to the vision of Peter Cooper, who founded the institution specifically to provide a quality education to those who might not otherwise be able to afford it.” None of the 900 current undergraduates would be affected but those considering enrolling in the fall of 2014 and beyond could pay $19,275 a semester.

After the speech, opponents of the decision gathered outside the Great Hall and staged what they called a walkout, arguing that any tuition would alter the essential character of the prestigious school. What do you think of the announcement and the corresponding criticism? Let us know in the comments section.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Tips on How to Vet a For-Profit Online Program

Apr 19, 2013

by Suada Kolovic

Not every student goes the four-year route when it comes to getting a college education and instead explores non-traditional options that include for-profit institutions. And while proprietary institutions may not have the best track record, not all for-profit schools are alike. To help you differentiate between the good and the bad, experts at U.S. News & World Report have compiled a few tips on how to vet an online program. Check out their suggestions below:

  • Investigate the true cost of the program. Draft a budget reflecting the actual cost of the program, including the price per credit hour and the cost of books, support, technology and other necessities. Next, explore scholarship options. Scholarships are a great way to cover part or sometimes even all of the cost of a college education. Creating a Scholarships.com profile is a great place to start!
  • Explore your options. Before committing to a for-profit online program, be sure to do your homework. When looking at different schools, be sure to compare career services departments and their ties to the industry in which you hope to eventually work.
  • Check for accreditation. To help ensure that the for-profit school you are considering is reputable, check to see whether it is regionally accredited. If you have any doubts about the legitimacy of the accreditation agency, make sure it is recognized by one of two authorities on the matter – the Council for Higher Education Accreditation or the Department of Education.

Do you attend a for-profit institution? If so, how did you decide on your school?

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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