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Commit Now, Pay Later

Public College Tuition Often Still Undecided by Enrollment Deadlines

March 21, 2012

Commit Now, Pay Later

by Alexis Mattera

The cost of college is a huge factor for a high school senior about to head off to college for the first time, a transfer student getting ready to continue his or her education at a four-year school and an undergrad preparing to pursue a graduate degree. If the student can’t afford to attend a specific school, an alternate institution that better fits his or her college budget should be selected...but what if tuition is still undetermined before the enrollment deadline?

This scenario is common at public universities across the country, as they cannot announce the next year’s tuition until they know how much funding they will receive from their respective states. Though schools like Towson and UVa offer estimates, banking on those figures is a gamble: For example, VCU raised tuition 24 percent in 2010 and the average public university in California raised expenses 21 percent last year – sizeable increases few college hopefuls could have expected. Colleges in this position have to work out preliminary financial aid packages based on the current year’s costs and adjust the awards after tuition is set. Students weighing their enrollment options at private universities have it much easier: A recent report projected private tuition would rise between 4 and 5 percent for next year but schools including Georgetown, UPenn and Goucher have already set and posted their tuition rates for the upcoming academic year.

Are you still waiting on next year’s tuition rates to make your college choice?


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State Financial Aid Runs Dry in Illinois

by Alexis Mattera

Did you already file your FAFSA this year? If you live in Illinois, your early bird mentality will help you pay for college because state funding has run out earlier than expected.

Officials said the state’s primary source of need-based financial aid, the Monetary Award Program (MAP), received 40,000 more applications this year than last. "It's a sign of incredible demand more than anything else," said John Samuels, spokesman for the Illinois Student Assistance Commission but since these scholarships are awarded on a first-come, first-serve basis, students who applied after March 13th – roughly 140,000 – will have to find alternate funding. Illinois currently provides at least $387 million for the program and Governor Pat Quinn has proposed increasing that amount by $50 million to give financial assistance to 35,000 additional students – though it would take $1 billion to for every eligible student to receive a MAP grant.

Does this news impact your college plans or did you submit your financial aid forms in time?


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Making the Most of Your Final College Visits

by Jacquelene Bennett

It is the start of the spring season, which means that high school seniors everywhere are getting their college acceptance letters. While the stress of applying to schools is over, making the difficult decision of where to attend college is just starting. Visiting the campus and taking a college tour is one way to help you in that decision making process because while a school may look good on paper, your feelings toward it might be swayed one way or another once you actually experience it in person.

Before I enrolled at the University of Redlands four years ago, I was thrilled to be accepted to UC Riverside. It had the academic programs that I wanted, a couple of my high school classmates were going there, it was close to home and the pictures in the brochure of the campus were beautiful. I thought that UCR was the school I’d one day call my alma mater but once I actually went to UCR and toured and walked around the campus, I discovered that it wasn’t the right fit for me.

Visiting a college gives you the opportunity to ask questions about the things that you care about. Is there Greek life on campus? What kind of clubs are there? Are the buildings handicap accessible? When you visit a school, you get to interact with actual students and ask why they chose that school; hearing these experiences could play a vital role in your college decision.

During a campus visit, you get to experience firsthand what life will be like if you went to that school. You see what the dorms and classrooms look like, you see the dining areas and what food will be available to you, you see the hustle and bustle of everyday student life and, most importantly, you feel the energy and vibe of the campus that lets you know if it’s the school for you.

Jacquelene Bennett is a senior at the University of Redlands where her areas of study are creative writing, government and religious studies. When she is not studying or working, you can usually find her eating frozen yogurt or blogging about her day. She has a cactus named Kat and believes that Stephen Colbert is a genius. Jacquelene works hard, laughs hard and knows that one day you’ll see her name in lights.


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Tips & Tricks for a More Affordable Internship Experience

by Alexis Mattera

Many students don’t have time to take on internships during the traditional academic year, making summer break the perfect time to gain experience in their fields of choice. Unfortunately, students looking to earn college credit for these often unpaid positions must still fork over the cash to cover the credit fees – sometimes thousands of dollars – despite not being enrolled in formal classes.

Is there a way to have a more affordable internship experience? Indeed, according to one of USA Today’s collegiate correspondents...and with 11 internships under her belt, she speaks from experience:

Are you interning this summer? Let us know where in the comments!


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The Perks of Volunteerism

March 26, 2012

The Perks of Volunteerism

by Liz Coffin-Karlin

I think about volunteering the same way most of us think about fruits and vegetables – important to your health, good for your future and, every once in a while, the last thing you want added to your day. No one talks about it but I've seen it as both a volunteer supervisor and as a volunteer myself. However great the cause, however much you care, some days you just want to stay in bed. After all, they're not paying you so what does it matter if you miss a day or two?

What professional volunteer coordinators know is that volunteering isn't just good for showing the world you're a good person who cares about others: Choosing to volunteer builds skills you might otherwise not have the opportunity to develop, making you immensely more attractive to future employers and colleges. If you volunteer with young students at a religious school or daycare, for example, you will be better at working with young students than someone with no experience but that commitment also adds to your organizational ability, proves to potential employers that you are responsible and able to do self-directed work and shows your commitment to causes outside your normal purview.

In addition, peer mentoring or tutoring (paid or unpaid) adds to your employability. First, it shows that you are good at working with other people – a requirement for many jobs – and second, many employment opportunities (from consulting to banking to physical therapy) require that employees can clearly and concisely explain their point of view to others. Teaching someone how to do a math problem may be as applicable to your career in management consulting as any classes you took in college: It's a transferable skill that you will use again and again.

Finally, if you are interested in working in the industry that you're volunteering in, there's a good chance that you'll be considered an internal candidate for any job opportunities that come up. That usually means that your application will be read before outside candidates (even if they have more direct experience) and often increases your chances of getting an interview. Besides, if you've done good work, you've effectively gained an extra (positive) reference so think about your time volunteering as an extended job interview.

On that note, go forth and volunteer! As a former volunteer supervisor, I know we welcome the help but you're probably getting as much from it as we are.

Liz Coffin-Karlin grew up in Sarasota, Florida where the sun is always shining and it’s unbearably hot outside. She went to college at Northwestern University and after studying Spanish and history, she decided to study abroad in Buenos Aires. In college, she worked on the student newspaper (The Daily Northwestern), met people from all over the world at the Global Engagement Summit and, by her senior year, earned the title of 120-hour dancer at NU’s annual Dance Marathon. She currently works in Buenos Aires on freedom of speech issues but is thinking about returning to the U.S. for a job in urban education.


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Get Rewarded for Being Thrifty in this SOTW

by Suada Kolovic

Brad's Deals is pleased to announce the Shop Smart Scholarship Competition to recognize, encourage and reward students whose college experience is enabled by remarkable frugality, ingenuity, effort and thrift. Five finalists will receive $2,000 scholarships for the upcoming academic year.

To be eligible for this award, students must do the following:

Essays will be judged on the creativity of the money saving strategies described, along with the overall remarkableness of the author’s experience paying for school in the spirit of thrift. For more on this scholarship and other scholarship opportunities, conduct a free scholarship search today!


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From the ABCs to a BA: How Childhood Lessons Still Apply Today

by Angela Andaloro

As human beings living in an ever-changing world, we always have something new to learn. Some of us continue our education in pursuit of expanding our knowledge but it’s important to recognize that some of life’s most important lessons are the ones we learned early on as children. They’re also the lessons that can help you learn more, the easier way. Here are some examples:

Have manners. It’s so easy to forget how important it is to throw in a quick “please” or “thank you” but it can make all the difference. As a child, you’re constantly reminded to use your manners but as you get older, it’s up to you to remember. In your adult life, having manners can be important in your job search: Following up and saying “thank you” to someone for an interview can help you stand out from a pile of applications.

Find a way to remember things. Remember how much mnemonic devices helped us learn when we were younger? “PEMDAS” (or “Please excuse my dear Aunt Sally”) helped us remember our order of operations in math so make up your own to help you remember things today, whether they’re for an exam or for a job. Giving your memory a boost will save you time in the long run.

Get organized ahead of time. Did anyone else have a homework sheet with a list of assignments that your parents had to sign and return to your teacher? It served its purpose: Writing things down helps us remember we have to do them and checking them off along the way gives us a feeling of accomplishment. Make lists of the things you have to do each day and make sure it’s all done when you’re ready to unwind at night.

Some of the things we learned as children may have seemed tedious at the time we were incorporating them into our everyday lives but they served a bigger purpose and will continue to help us in college and beyond. Have other childhood lessons that are still very important today? Let us know in the comments!

Angela Andaloro is a junior at Pace University’s New York City campus, where she is double majoring in communication studies and English. Like most things in New York City, her life and college experience is far from typical – she commutes to school from her home in Flushing and took nearly a semester’s worth of classes online – but she still likes to hang out with friends, go to parties and feed her social networking addiction like your “average” college student.


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March Madness Alternatives

by Darci Miller

They say that April showers bring May flowers but March brings March Madness. This is the time when college basketball fans feverishly compile brackets and glue themselves to their TVs. I think it’s safe to say that we’ve all lost someone to March Madness, as the afflicted individual shuts themselves away from society for several weeks, but there’s always the chance that your bracketology wasn’t quite up to scratch this season. If your top seeds were eliminated early on, you may find yourself with a March entirely free from basketball obligations.

So what to do with yourself? Now that it’s officially springtime, you could always venture outdoors. Temperatures are rising and flowers are beginning to bloom, so there’s no better time to sit in a local park and take a break.

On the flip side, isn’t it just about time for midterms? I know it gets harder to study the warmer it gets (as I sit here watching interviews with “The Hunger Games” cast instead of writing a paper) but summer is on the horizon and I know you have some gas left in your tank, right? Hey, if I can write 2,000 words about Brutalist British architecture, you can handle your class assignments, too!

The coming of summer also means that the search for the perfect internship is in full swing. Though it’s fairly late in the season to be getting into the internship game, there are still countless positions looking to be filled. Now’s a great time to brush off your resume, hit up the campus career center and start applying.

Bank account looking a little dry? There’s never a wrong time to be applying for scholarships for next semester! (Though, if you’re reading this on the Scholarships.com blog, I’m sure you already know that!) Trust me: As someone who received a $4,500 stipend for a little extra study abroad wiggle room, I can tell you that it’s worth the effort.

See, just because your basketball team is a lost cause doesn’t mean March has to be!

Darci Miller is a New Yorker studying journalism and sport administration at the University of Miami. When she’s not writing for the school newspaper, you can find her at the gym, either working or working out. She loves all ‘80s pop culture (the cheesier, the better!) and glues herself to her TV when the Olympics are on. She dreams big and believes the sky’s the limit. This semester, Darci is studying abroad in London and will share her international experiences here.


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The Benefits of Summer Classes

by Kayla Herrera

The last thing college students want to think about at the end of the school year is summer classes but they aren't as bad of an idea as you may think. For example, I am a fourth-year student and I graduate next spring but if I wanted, I could graduate this coming fall if I took classes in the summer. Forget about the fact that they’ll take you away from beach days and midday picnicssummer classes can benefit students in many ways:

1. You'll graduate sooner. As a full-time student during the school year and at least a half-time student during the summer, you are guaranteed to graduate faster than if you did not take summer classes.

2. You'll keep your skills sharp. Taking summer classes keeps your brain pumped. For knowledge-hungry students, summer courses are just what you need to exercise your mind.

3. You'll get more attention. The lower number of students on campus during the summer means classes are smaller, allowing for more one-on-one time with professors and closer interaction between students.

4. You'll be able to learn leisurely. Your school days may be longer but doing homework under a breezy tree or studying next to the lake is way better than freezing to death in the back of the school library.

No matter your plans, consider summer classes. From my experience, taking a harder class during the summer tends to be a little easier than it would be during the traditional academic year. Cut you brain some slack and treat it to some pleasant schooling!

In addition to being a Scholarships.com virtual intern, Michigan Tech student Kayla Herrera is a media coordinator for the Michigan Tech Youth Programs and is a writer for The Daily News in Iron Mountain, Mich., Examiner.com and WHOA Magazine. She love a tantalizing, action-packed video game and can't get enough of horror movies (Stephen King's books always have her in their grip, though she prefers the old over the new). Writing is what she has always done, and that is what she is here to do.


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The Day I Discovered the Library

by Julius Clayborn

With my bed, refrigerator and everything else I could imagine within my reach, I thought my dorm room was the perfect study environment and I never explored other places on campus to review course material because I valued the comfort that my own space provided. As soon as I would begin my study sessions, however, I quickly became distracted by the very things that put me at ease. I would always conveniently end up sleeping the afternoon away for what I told myself would be only an hour-long nap.

I soon realized that my room was acting as a big hindrance to my academic performance and I knew I had to do something about it...fast. I had heard other students talk about this mystical place – a place on Cornell's campus that held all sorts of things like books, encyclopedias and, most importantly, quiet study spaces. I became curious as to where this place was and finally found my way there. Lo and behold, it was...the library! Once I sat down and studied, I saw the benefits immediately. The low volume really helped me to concentrate and the overall mellowness of the space worked in my favor. I covered so much more material and I was that much more prepared for class the next day. After I changed my study habits up and became more acquainted with the library, I saw a boost in my academic performance and had fewer stressful nights.

Convenience can come in all sorts of places so don’t be afraid to step outside of your comfort zone. Now, I make more of an effort to tap into all of the things that I have been missing out on on campus; I'm so glad the library was one of them.

Julius Claybron was born on Chicago’s South Side in the Harold Ickes public housing projects. At the age of five, he lost his father to diabetes and was raised by his mother and grandmother, who helped him to enroll in Urban Prep Academy – a public all-male college-preparatory high school – during his sophomore year. Julius started to read when he was just two years old and still enjoys escaping into books during his spare time. He is a freshman at Cornell University, where he plans to double major in psychology and English literature.


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