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Obama Modern Day Robin Hood? Steal from the Hardworking, Give to the Poor

Jul 10, 2015

by Chris Bernardi

Under the Obama administration, the motto “work hard, play harder” is continually being redefined to “work hard, pay harder”. According to The Wall Street Journal, a new plan is being finalized that will allow millions of low-income Americans to slash their monthly student-debt bills, in turn raising taxpayer costs for the government’s mushrooming student-loan portfolio. This week the Education Department proposed to expand eligibility for the Pay As You Earn program, which sets borrowers’ monthly payments as a small share of their income.

Education Department officials report that six million more Americans will become eligible this autumn for PAYE. The program caps monthly loan payments at 10 percent of discretionary income, defined as the amount above 150 percent of the poverty level. Well-paid graduates and those working minimum-wage jobs will be paying equivalent proportions of their income towards their student debt. While low-income borrowers who have incurred an unusually large federal debt reap the benefits of the revised program, a majority of college graduates and taxpayers will continue to suffer.

With a current outstanding student debt of $1.2 trillion, the White House continues to give people an economic incentive not to repay a loan. Because these loans are issued regardless of the borrower’s ability to repay, opponents of PAYE say the loans fund basic living expenses with tens of thousands of borrowers consuming aid even when they’re not enrolled for courses. Universities have also taken advantage of the flawed program, offering to pay student’s monthly bills under PAYE while simultaneously raising tuitions. The loans are turning into six-figure grants, debts the taxpayers incur.

Is the Obama Administration setting a double standard, promoting income equality, yet essentially paying young people not to pursue higher incomes? Is PAYE a program that allows those enrolled to take advantage of the system, while punishing those who work hard for their money?

Working after high school IS NOT getting you a financial jump on your college peers. You are instead creating self-inflicted wounds to your livelihood when you could be one of the six million new applicants prospering from Obama Hoods thievery. It makes absolutely no sense not to apply for financial aid with curriculums that allow you to maintain a job, programs that ease (or even lift) the burden of financial debt, and give you the opportunity to earn a degree to fulfill your childhood dreams! No individuals of any race, age, gender, or income class have an excuse to not get their degree, seeing expert assistance is as quick as completing your Scholarship.com profile.

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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DutchCrafters Amish Furniture Heritage Scholarship

This SOTW is Accepting Entries Through May 1st

Apr 20, 2015

by Suada Kolovic

The DutchCrafters Amish Furniture Heritage Scholarship was founded in 2011 as a way to give back to the community by offering education assistance to three outstanding students. This scholarship recognizes undergraduate students who draw upon their cultural heritage to shape their vocational aspirations, add creative value to their future employers, and serve their communities.

For the 2015-2016 school year, DutchCrafters Amish Furniture will be awarding each of three outstanding students $500 to further their educational goals. Whether you are in nursing, education, business or engineering, the DutchCrafters Amish Furniture Heritage Scholarship recognizes that the potential for creative value often lies within that which has been passed along to you from previous generations.

If you are interested in learning more about this or other scholarship opportunities, conduct a free college scholarship search on Scholarships.com where you'll get matched with scholarships, grants and other financial aid opportunities that are unique to you!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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SOTW: Design4HerEducation Fashion & Design Scholarship

This SOTW is Accepting Entries Through March 29th

Mar 23, 2015

by Suada Kolovic

My Social Canvas, a fashion brand that is on a mission to make a difference by jumpstarting the careers of emerging student designers, is proud to join forces with supermodel and philanthropist Dayle Haddon's nonprofit organization, WomenOne, whose goal is to ensure every girl has access to a quality education. To kick off #Design4HerEducation, a design contest, scholarship competition, and awareness campaign MSC and WomenOne invite the next generation of designers to "Educate a Girl and Change the World," by submitting designs representing this powerful message in the hopes of being selected to win a scholarship and the chance to design a new collection from which a portion of proceeds supports girls' education in the developing world.

To participate, design a fashion forward graphic inspired by "Education a Girl. Change the World" – this design must be something you can see being sold in major retailers! The design will be produced on t-shirts, tote bags, makeup bags, and other lifestyle products. If you are interested in learning more about this or other scholarship opportunities, conduct a free college scholarship search on Scholarships.com where you'll get matched with scholarships, grants and other financial aid opportunities that are unique to you!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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High School Seniors – This Scholarship of the Week is for You

Deadline for the AFSA Scholarship Program is Approaching

Mar 16, 2015

by Suada Kolovic

The American Fire Sprinkler Association Scholarship Program is unlike many traditional scholarship essay contests. That’s because instead of writing an essay, applicants will read one. That’s right!

To apply, students must go online and read a short essay about sprinklers and fire safety. After finishing, they complete a 10-question quiz on what they just read. Each correct answer gives the student a chance at winning one of 10 $2,000 scholarships (maximum 10 chances per entrant).

The American Fire Sprinkler Association (AFSA) Scholarship Contest is open to high school seniors in the United States who plan to further their education at a college/university or certified trade school in the United States. Home-schooled students may apply as long as your course of study is equivalent to that of a senior in high school. For more information on this scholarship and other scholarship opportunities, conduct a free scholarship search today!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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College Official Accused of Offering Scholarships for Sex

Feb 24, 2015

by Suada Kolovic

Securing the funds needed to attend college can be challenging. Luckily for the majority of students, they can rely on financial aid experts for guidance. Regrettably, not all students are so fortunate: An Idaho community college administrator stands accused of offering scholarships to students in exchange for sex.

Idaho police arrested Joseph Bekken, 36, the head of financial aid for North Idaho College, on suspicion of procurement of prostitution and other charges in connection with ads he posted on Craigslist offering "grant money" in exchanges for sexual favors from students who attended the two-year college in Coeur d'Alene, according to authorities. Bekken told police no federal funds were involved in his propositions and that he had not been involved with any other students. In a statement Wednesday, NIC President Joe Dunlap said the college "has worked alongside law enforcement from the very beginning of the investigation. I am grateful for the knowledge and training of our staff, which resulted in a swift and decisive response to this incident." Bekken also faces charges of bribery and using a computer in a scheme to defraud. (For the full story, head over to Reuters.)

What do you think Bekken’s penalty should be for using his position to solicit students for sex? Share your thoughts in the comments section. And don’t forget to conduct a free college scholarship search on Scholarships.com, where you’ll be matched with scholarships, grants and other financial aid opportunities that are unique to you!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Germans from Russia Heritage Society Youth Essay Contest

This SOTW is Accepting Entries Through March 31st

Feb 23, 2015

by Suada Kolovic

The Germans from Russia Heritage Society Youth Essay Contest encourages students from around the world to learn about the history and culture of the German-Russians, people who emigrated from Germany into Russia during the 18th and 19th centuries. Today, in the USA, Canada and other countries in the Western Hemisphere, these people have become known as Germans from Russia.

The GRHS Essay Contest is open to all students attending public, private, parochial or home schools and to students attending accredited universities as full-time undergraduate students. The subject of the paper must be directly related to German-Russian history heritage or culture and be the contestant’s original work. A contestant does not need to be ethnic German-Russian to enter the contest. Resubmission of previously judged work is not permitted.

For more on this scholarship and other scholarship opportunities, conduct a free college scholarship search on Scholarships.com for a complete list of scholarships that are personalized to you!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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Win $10K in this Scholarship of the Week!

This SOTW is Accepting Entries Through March 31st

Feb 9, 2015

by Suada Kolovic

Looking for a scholarship that doesn't require an essay? Well, look no further than ScholarshipPoints for your chance to win a $10,000 scholarship. ScholarshipPoints is free to join, fun to participate in, and provides you with the opportunity to win thousands of dollars in scholarships every month. Members earn scholarship points for doing what they already do online: shopping, reading blogs, playing games, searching the web, taking surveys and more! The more you do – the more points you earn – the more chances you have at winning a scholarship. Join today and you could be their next scholarship winner!

For more information on this scholarship and other scholarship opportunities, conduct a free scholarship search today! By creating a Scholarships.com profile, you'll be matched with funding opportunities that are unique to you. These days you don’t have to be a star athlete or valedictorian to land scholarships. Many are based on characteristics like need, community service and your intended field of study, or if you dig even deeper, you’ll find a wide array of awards based on more specific characteristics. Chances are you qualify for more scholarships than you thought you did, so conduct a free scholarship search or browse through our site to see awards you may be eligible for and start earning money toward college.

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Obamas Free College Proposal Raises Questions

Jan 20, 2015

by Ben Archer

Sure, anything Obama proposes is going to have detractors across the aisle politically. Perhaps due in part to his recent and seemingly more and more frequent use of executive action or just plain old typical partisanship, our president can scarcely do anything these days without intense scrutiny. Naturally, among the chief concerns of Obama’s opponents on the matter is the increase in taxes that would be necessitated by such action. But let’s discuss the other aspect of offering "free" college for all first.

Some people (perhaps none more than those who had to work before, during and/or after attending college to pay for the education and experience they received) may feel as though it would be beneficial for anybody who attends college, community or otherwise, to have some "skin in the game". Certainly, there is a certain psychological aspect to consider; the potential subconscious assignment of value to things that are "free" vs. the ones for which one has worked and saved to attain, isn’t there? Definitely a point worth discussing and possible consideration when discussing the cost of college. Naturally, not all prospective beneficiaries of the "free college" plan would respond in the same way. Certainly, there are many who would take full advantage of such a program and benefit greatly from the opportunity, but would they comprise a large enough portion of the qualifying applicants to the program for it to be viable and sustainable?

Of course, there is also the debate about funding of such a plan. We all know that there is no "free" college or anything else in this world, so who ends up paying for the college education that the students in question would receive through such a plan? Should the taxpayers at large, whether they have kids or not, have already paid for their children to attend college, etc. be required to pay for other people and their children to attend college? Is this the only or, more importantly, the best solution to the problem of the rising cost of post-secondary education? Does anybody have a better idea?

Of course, at first glance, the idea of providing everyone with the opportunity for a free post-secondary education is very appealing to those who can't afford college. This would be, at the very least, a "leg-up" for those who don't have the money to pay for college; a chance to prove to themselves and perhaps to a school to which they might later transfer, that they possess the dedication and aptitude to earn a degree. But with the country still in tremendous debt and many college grads being forced to take jobs that don't require a college degree at all, is this a practical solution? Would students who were not paying take the opportunity for granted due to the lack of having invested any of their own money in the endeavor? Is this a solution that will actually accomplish the goal of providing education to those who need but cannot afford it? There are still many questions yet to be answered and, as always, we would love to offer our comments section for you to annotate and contribute to this debate.

So, what do you think? Should community college be free? Do you think students will do as well in such a situation as they would if they were required to pay tuition? How would you propose supporting such a program? C'mon, speak up and tell us your thoughts!

Going to college doesn't have to break the bank or saddle you with tens of thousands of dollars in student loan debt. Check out the Scholarships.com free college scholarship search where you’ll discover you qualify for hundreds of thousands of dollars in scholarships in just a few minutes, then apply and win! It’s that easy!

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Register and Win $500 from Scholarships.com

New Winner Selected Every Month!

Jan 19, 2015

by Suada Kolovic

Looking for a way to pay for your college education that includes free money? Well, you’re in luck! Here at Scholarships.com, we provide users with the most relevant scholarships and educational information out there.

By registering at Scholarships.com, you’ll have access to more than 2.7 million local, state and national college scholarships and grants worth $1.9 billion...and did we mention that you’ll be eligible to win $500 automatically just for registering? That’s right: Filling out a complete profile will enter you into our monthly drawing for $500. No lengthy essay or massive application packet required – it doesn't get any easier than that. Complete your profile, get entered to win $500 and start exploring additional scholarship options today!

For the complete rules, click here.

And don't forget, you should pay for your college education with as much free money as possible! Find as many scholarships and grants as you can before turning to student loans. Visit the Scholarships.com free college scholarship search today where you'll get matched with countless scholarships and grants for which you qualify, then apply and win! It’s that easy!

Comments (1)

SOTW: AFA Teens for Alzheimer's Awareness College Scholarship

This SOTW is Accepting Entries Through February 15th

Jan 12, 2015

by Suada Kolovic

As more and more families across America are affected by Alzheimer's disease, many teenagers as well are becoming aware of this heartbreaking brain disease - from personal experiences in their own families, watching friends and neighbors or involvement in community service.

Recognizing this, the Alzheimer's Foundation of America (AFA), a national nonprofit organization, has created a division specifically for teens, AFA Teens. Its goals include raising awareness among teenagers and the general public about Alzheimer's disease and related dementias; providing education, counseling and support to young family members; enabling teens to share feelings with other teens and experts; and referring teens and their family members to supportive services.

In a further effort to provide an outlet for teenagers to think creatively about Alzheimer's disease and to engage the younger generation in this cause, AFA offers the AFA Teens for Alzheimer’s Awareness College Scholarship. AFA will award $5,000 to the grand prize winner and $2,500 to the first runner-up, a $1,000 scholarship to the second runner-up and seven $500 scholarships for Honorable Mention. For more information on this scholarship and other scholarship opportunities, conduct a free scholarship search today!

And remember, there’s no need to rely on expensive student loan options to pay for your college education. For more information on finding free scholarship money for college, conduct a Scholarships.com free college scholarship search today, then apply and win! It’s that easy!

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