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Commit Now, Pay Later

Public College Tuition Often Still Undecided by Enrollment Deadlines

March 21, 2012

Commit Now, Pay Later

by Alexis Mattera

The cost of college is a huge factor for a high school senior about to head off to college for the first time, a transfer student getting ready to continue his or her education at a four-year school and an undergrad preparing to pursue a graduate degree. If the student can’t afford to attend a specific school, an alternate institution that better fits his or her college budget should be selected...but what if tuition is still undetermined before the enrollment deadline?

This scenario is common at public universities across the country, as they cannot announce the next year’s tuition until they know how much funding they will receive from their respective states. Though schools like Towson and UVa offer estimates, banking on those figures is a gamble: For example, VCU raised tuition 24 percent in 2010 and the average public university in California raised expenses 21 percent last year – sizeable increases few college hopefuls could have expected. Colleges in this position have to work out preliminary financial aid packages based on the current year’s costs and adjust the awards after tuition is set. Students weighing their enrollment options at private universities have it much easier: A recent report projected private tuition would rise between 4 and 5 percent for next year but schools including Georgetown, UPenn and Goucher have already set and posted their tuition rates for the upcoming academic year.

Are you still waiting on next year’s tuition rates to make your college choice?


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Tips & Tricks for a More Affordable Internship Experience

by Alexis Mattera

Many students don’t have time to take on internships during the traditional academic year, making summer break the perfect time to gain experience in their fields of choice. Unfortunately, students looking to earn college credit for these often unpaid positions must still fork over the cash to cover the credit fees – sometimes thousands of dollars – despite not being enrolled in formal classes.

Is there a way to have a more affordable internship experience? Indeed, according to one of USA Today’s collegiate correspondents...and with 11 internships under her belt, she speaks from experience:

Are you interning this summer? Let us know where in the comments!


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The Short & Tweet Scholarship Has Returned!

Earn $1,000 or a Kindle for College in 140 Characters or Fewer

April 2, 2012

The Short & Tweet Scholarship Has Returned!

by Alexis Mattera

Another academic year is winding down but before you turn your attention to summer jobs, internships and the occasional beach day, we have a question for you: What was the most important thing you learned this year and why? Not only could answering this question help provide some insight into your priorities for next year but it could also earn you $1,000 or a Kindle for college. That’s right: Scholarships.com's Short & Tweet Scholarship is BACK!

Was it a lecture or group project that stuck with you the most? A personal experience that changed your way of thinking? If it's important to you, we want to know! The challenge is that you have to tell us in 140 characters or fewer. Here's how to enter:

Step 1: Starting April 2nd, follow @Scholarshipscom on Twitter.

Step 2: Mention us (@Scholarshipscom) in a tweet answering the question "What was the most important thing you learned this year *AND* why?" Once you do this, you are entered to win a $1,000 scholarship or one of two Kindles.

Step 3: You may enter as many times as you want from April 2nd through May 14th but please limit your tweets to three per day. Each tweet will be a stand-alone entry and tweets that are submitted by non-followers, exceed 140 characters, do not include @Scholarshipscom, do not answer the entire question or are submitted after the May 14th deadline will not be considered. From there, the Scholarships.com Team will determine which comments are most deserving of the awards.

  • Starts: April 2nd
  • Ends: May 14th
  • Number Available: 3
  • Amount: $1,000 for one first-place winner; one Kindle each for second- and third-place winners

This scholarship competition is offered by Scholarships.com and is in no way sponsored, endorsed or administered by, or associated with Twitter.

For official rules, please click here.


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Job Opportunities, Starting Salaries Increase for Class of 2012

by Alexis Mattera

Soon-to-be college grads will have a little more to cheer about as they toss their mortarboards in the air this year, as both job opportunities and starting salaries for new graduates have increased since last year.

The National Association of Colleges and Employers recently reported job openings for the class of 2012 are up 10 percent since last. With increased opportunities also come an uptick in starting salaries: The average for 2012 grads is $44,442, a 6.6-percent increase over the reported average salary of the class of 2011.

Of course, these numbers depend on the fields graduates plan to enter – starting salaries for those pursuing careers in education and economics increased more and are higher overall, respectively, than those going into health sciences – but it is nice to hear some mostly positive news about the impact of higher education. College seniors, does this information put you more at ease or increase your stress level as graduation day nears?


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Traveling While Abroad

April 5, 2012

Traveling While Abroad

by Darci Miller

My backpack is packed, my tickets are printed, my passport is at the ready and my camera is fully charged. My train to Paris leaves in exactly three hours and one minute and from there, a few friends and I begin a three-week backpacking tour across Europe. Our stops include a city I’ve wanted to visit since the fourth grade (Copenhagen), the world center of the Olympic movement (Lausanne), one of my favorite cities in the world (Venice) and two cities in which I was considering studying abroad (Munich and Berlin). Am I excited? You could say so.

Studying abroad is the perfect opportunity to achieve any travel dreams you may have. Money is, of course, an obstacle but there are ways to travel on the cheap, especially in the European Union. For an extended trip like mine, the Eurail pass is a great option, letting you choose your number of travel days and countries. There are also Megabus deals between countries starting at next to nothing, plus discount airlines.

Airlines can charge an arm and a leg for checked baggage so it’s smart to fit everything you need into a carry-on or backpack. Invest in a sturdy one and remember to pack light! Bring clothes that can easily be mixed and matched (and ladies, a great space-saving option that gives you tons of outfit choices while traveling is bringing shorts and tights instead of pants if it’s warm enough!).

It’s also important to remember to book travel as early as you can to save on transportation and hostel costs. When it comes to hostels, try to stay in places that your friends have stayed in before you; personal recommendations are always a plus. Don’t be too worried about sharing rooms with strangers, either: Most places have lockers where you can keep your stuff safe and most people staying in hostels are in the exact same boat as you.

As for an itinerary, my friends and I don’t have one. We know when we have to be at the train station and we have a list of things to do in each city but that’s it. We’ve discovered that part of the fun is wandering around and seeing what we stumble across – don’t be afraid to leave some things to chance!

Darci Miller is a New Yorker studying journalism and sport administration at the University of Miami. When she’s not writing for the school newspaper, you can find her at the gym, either working or working out. She loves all ‘80s pop culture (the cheesier, the better!) and glues herself to her TV when the Olympics are on. She dreams big and believes the sky’s the limit. This semester, Darci is studying abroad in London and will share her international experiences here.


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Tuition Discounts Lack Effectiveness

by Alexis Mattera

When making your final college choice, would you choose the school touting generous tuition discounts or the institution offering the standard financial aid package? The choice may seem obvious but according to a new study, things aren’t always what they seem.

A survey of 400 private institutions conducted by the National Association of College and University Business Officers revealed tuition discounting could be losing its effectiveness as a way of luring students to colleges. Data show that though the rate of institutional discounts in the form of scholarships, grants and fellowships continues to rise – the average is predicted to hit 42.8 percent this year – 45 percent of the schools surveyed saw overall enrollment remain flat or drop and 53.2 percent saw a decline or no change in the number of freshmen they enrolled.

What do you think of the tuition discounting trend? Is it playing a role in your college decision or are other factors (location, reputation, programs of study, etc.) more important to you?


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Investment Strategies for College Students

by Radha Jhatakia

Most students begin to make decisions about what sort of financial investments they need to make after they graduate while they are still attending college. It’s not an easy decision – rather, it’s one that takes time and some level of research – but this short guide will help you get started.

You may have "made" a lot of money through economics projects where you "invested" in stocks but playing the stock market in real life is much different. With great risk, you can have a great payoff or a great loss and unlike your econ projects, investing requires real funding to make an initial investment, as a single share can be quite expensive depending on the stock. Research the stocks you are interested in and watch the market daily before investing any money. It sounds silly but the best starting point would be reading a book like "Stock Investing for Dummies."

If you’re wary about the stock market, a safer investment would be in a bank or credit union. Many banks do not have annual fees for college accounts but in the current economy, some financial institutions do not offer high interest rates for savings accounts, money markets or certificates of deposits (CDs). Credit unions often have higher interest rates and may charge annual fees but it depends on the institutions' individual policies. Here are the differences between these accounts:

  • Savings accounts: Savings accounts don’t require large balances and offer students the freedom of withdrawing money whenever needed. The downfall is low interest rates.
  • Money markets: Money markets require higher balances since banks use the accounts to make investments but the interest rate is higher since you make money off their investments. The caveat here is not having the money readily available and being charged fees for falling below the minimum balance.
  • CDs: CDs are great for long term use, as they require investments for a certain length of time. This account has a high interest rate and is insured by the FDIC but the drawback is breaking the CD to withdraw money means paying a hefty fee.

Are you currently investing your money? If so, how?

Radha Jhatakia is a communications major at San Jose State University. She's a transfer student who had some ups and downs in school and many obstacles to face; these challenges – plus support from family, friends and cat – have only made Radha stronger and have given her the experience to help others with the same issues. In her spare time, she enjoys writing, reading, cooking, sewing and designing. A social butterfly, Radha hopes to work in public relations and marketing upon graduation.


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Prepare to Attack This Scholarship of the Week

Paul Frank Art Attack Scholarship Deadline is May 15th

April 16, 2012

Prepare to Attack This Scholarship of the Week

by Alexis Mattera

Even if you don’t know Julius, Clancy or Worry Bear by name, you’ve likely seen these characters in one of Paul Frank’s whimsical designs at one point or another. If you think you can create something just as funky, enter the second annual Paul Frank Art Attack Scholarship for a chance to earn $2,500 to put toward your amazing artistic future!

Art Attack participation requires an upload of one piece of original art including some element of the Paul Frank characters/brand, an explanation of how and why the artist incorporated the Paul Frank brand, a description of what kind of art education program the applicant will be supported by the prize money and brief background info about the applicant. The Paul Frank online community will vote on submissions to narrow to the top 10 in each age group (14 – 17 and 18+) on PaulFrank.com and a panel of expert judges will select the first and second place winners in each category. One first prize of $2,500, two second prizes of $1,000, and three third prizes of $500 to be allocated to art supplies or classes will be awarded; in addition to the monetary scholarship, the winning adult artist will also receive a full page ad in Juxtapoz magazine and funding for travel to visit the Paul Frank studios and attend the Academy of Awesome launch party with a feature on PaulFrank.com.

The Art Attack deadline is May 15th so applicants have just about one month left to submit their creations. For more information about this and other scholarship opportunities, conduct a free scholarship search today!


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Five Things to Do Before You Graduate

by Kayla Herrera

As a soon-to-be college graduate, you are probably stoked to get the heck out of school but also a little scared to enter the sneering, looming workforce that will launch you into the rest of your life. This is it - the final draw before your life is dictated by 40-hour work weeks and mortgage payments - and there are some things I highly recommend you do before leaving your campus life behind:

What are some other experiences you think you should have before you graduate from college?

In addition to being a Scholarships.com virtual intern, Michigan Tech student Kayla Herrera is a media coordinator for the Michigan Tech Youth Programs and is a writer for The Daily News in Iron Mountain, Mich., Examiner.com and WHOA Magazine. She love a tantalizing, action-packed video game and can't get enough of horror movies (Stephen King's books always have her in their grip, though she prefers the old over the new). Writing is what she has always done and that is what she is here to do.


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Time is Short to Enter This Scholarship of the Week!

Short & Tweet Deadline is May 14th

May 7, 2012

Time is Short to Enter This Scholarship of the Week!

by Alexis Mattera

The academic year is winding down but so is the amount of time left to apply for Scholarships.com’s Short & Tweet Scholarship: Applicants now have just one week to enter to win a $1,000 scholarship or Kindle for college!

Whether this is the first you’re hearing about this award or you’ve applied multiple times since the contest relaunched on April 2nd, here’s a quick refresher on what you need to do to create a scholarship-worthy entry:

  • Follow @Scholarshipscom on Twitter.
  • Mention @Scholarshipscom in a tweet answering the question "What was the most important thing you learned this year *AND* why?" Once you do this, you are entered to win a $1,000 scholarship or one of two Kindles.
  • You may enter as many times as you want until May 14th but please limit your tweets to three per day (and no tweeting in class!). Each tweet will be a stand-alone entry and tweets that are submitted by non-followers, exceed 140 characters, do not include @Scholarshipscom, do not answer the entire question or are submitted after the May 14th deadline will not be considered. On May 15th, the Scholarships.com Team will begin reviewing Short & Tweet entries to determine which tweets are most deserving of the awards.

Think you have what it takes to take the Short & Tweet prize this time around? Get thee to Twitter and wield those 140 characters wisely! For more information about this scholarship and others, conduct a free scholarship search today. Good luck, everyone!

Note: The Short & Tweet Scholarship is offered by Scholarships.com and is in no way sponsored, endorsed or administered by, or associated with Twitter.


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