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Scholarship of the Week? Try Scholarships of the Moment!

October 31st is a Day of Multiple Award Deadlines

October 31, 2011

Scholarship of the Week? Try Scholarships of the Moment!

by Alexis Mattera

Did you know today is Halloween? Of course you did...but did you also know it’s deadline day for multiple scholarships? No?! Well there’s still time to potentially earn thousands toward your college education through these Scholarships of the Moment!

Time is ticking so to learn more about these and other scholarship opportunities, conduct a free scholarship search today!


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Taking Advantage of National Scholarship Month

by Angela Andaloro

Whether you’re a prospective college student or already a few years in, there’s no doubt that tuition is a major concern. It’s not cheap to be a college student and while student loans can greatly assist you in this struggle, sometimes they’re not enough. That’s where scholarships can help.

Many aren’t aware but November is National Scholarship Month and the perfect time to start your search for scholarships that perfectly meet your needs. Your first step in this journey is throwing away the number one misconception about scholarships – that they are only awarded to “smart kids.” While many scholarships do require that you maintain a certain GPA, grades are not the only criteria. There are scholarships available for athletics, community service, to students pursuing certain careers or majors, and to minorities.

It may seem like the chances of winning a scholarship are slim. That was my mentality when I heard nothing after filling out application after application. Sure, it was frustrating but I didn’t give up. And I’m glad I kept at it: Just a few weeks ago, I saw the fruits of my labor when I was awarded a scholarship from an alumnus at my school!

My biggest piece of advice to students searching for scholarships is to be persistent in your search. If you fill out hundreds of applications, you have hundreds of scholarship opportunities but if you give up and don’t fill out any, your opportunities will reflect that. Utilize every resource you can, like talking to the financial aid office at your school and seeing what they recommend...and don’t forget about the Internet! A little site called Scholarships.com has a plethora of information that can steer you in the right direction. Best of luck and may your scholarship searches be fruitful!

Angela Andaloro is a junior at Pace University’s New York City campus, where she is double majoring in communication studies and English. Like most things in New York City, her life and college experience is far from typical – she commutes to school from her home in Flushing and took nearly a semester’s worth of classes online – but she still likes to hang out with friends, go to parties and feed her social networking addiction like your “average” college student.


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What Really Matters to College Admissions Officers?

by Kara Coleman

The National Association for College Admission Counseling recently released a list of the top 10 things college admissions officers consider to be most important in an applicant. When I read it, I was surprised to find that extracurricular activities didn't make the cut! There have been many times when I have said or heard someone else say, “That will look good on a college application.” After all, there is something impressive about being SGA president or being actively involved in a service organization like Key Club. Unfortunately, the data say otherwise.

So if you are a high school junior or senior thinking about college, what should you do? Developing good study habits is extremely important – learning IS the point of attending school! – but don’t sacrifice your extracurriculars. College admissions officers may not consider them to be important but involvement in your school, church and community is oftentimes a big factor when dealing with scholarship applications. When I was in high school, I was a mentor with Big Brothers Big Sisters and writing an essay about that experience garnered me a $1,000 scholarship from Coca-Cola during my second semester in college. Even if you don’t end up with scholarship bucks, there is no price to be placed on the leadership skills and character development that can result from getting involved.

So what do you think? Should college admissions officers place a higher value on what you do outside the classroom or should academics be all that matters?

This summer, Kara Coleman graduated from Gadsden State Community College with an Associate of Arts degree. She is currently studying communications with concentration in print journalism at Jacksonville State University Kara's writing has been featured in Teen Ink magazine and she is a children's author through Big Dif Books.


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Help Stop Hunger with this Scholarship of the Week!

by Suada Kolovic

Fifty-million people are at risk of hunger, including 17 million children. The Sodexo Foundation works to ensure that every child in the U.S., especially those most at risk, grows up with dependable access to enough nutritious food to enable them to lead a healthy, productive life. The Stephen J. Brady STOP Hunger Scholarships recognize students who are driving awareness and mobilizing youth to be catalysts for innovative models and solutions to eliminate hunger in America.

Each national STOP Hunger Scholarship recipient receives a $5,000 scholarship and a matching $5,000 donation to their affiliated hunger relief organization. Added consideration is given to those students working to combat childhood hunger.

Applications are available to students from kindergarten through graduate school and are accepted through December 5th. For more on this scholarship and other scholarship opportunities, conduct a free scholarship search today!


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A Little Loan Goes a Long Way

November 29, 2011

A Little Loan Goes a Long Way

by Alexis Mattera

In recent years, college students have become more cautious about taking out loans to pay for school. There are multiple reasons for this – horror stories from friends or siblings, limited job prospects after graduation and high interest rates have all been cited – and while it’s an admirable goal to graduatefrom college debt-free, educators think this approach could actually hinder students from getting degrees.

According to a recent Associated Press article, students are attempting to limit borrowing by working longer hours, taking fewer credits (and often not enrolling full-time), living at home and attending less selective institutions. While educators are impressed with this level of fiscal responsibility, they are quick to point out that each action above is a risk factor that makes college students less likely to graduate. Borrowing could prevent this, said Deborah Santiago, co-founder and vice president of Excelencia in Education. "If you can take out a little bit of loan you're more likely to complete. If you can go to a more selective institution that gives you more resources and support, you're more likely to complete." How much more likely? Federal data analyzed by Excelencia and the Institute for Higher Education Policy (IHEP) in 2008 shows roughly 86 percent of students who borrow for college are able to attend full-time compared to 70 percent of students who don't borrow and roughly 60 percent of full-time students receive a bachelor's degree within eight years compared to 25 percent of part-time students.

What can be done to facilitate this message? Educators believe students need to better understand financial aid, the difference between types of loans, debt management and the returns on various degrees and majors. In addition to searching for scholarships and grants, is borrowing part of your financial aid plan and does this information make you more or less likely to take out a loan?


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Scholarship Displacement Explained

by Suada Kolovic

Here at Scholarships.com, we make a point to advocate the importance of funding your college education the right way – for free! – and while financing your higher education solely from scholarships is an amazing feat, there is a factor to consider: scholarship displacement.

If you don’t know what scholarship displacement is, you’re not alone. Believe it or not, winning a scholarship may not be the end-all be-all when it comes to paying for school because they can complicate the financial aid package offered by your intended university. Why? When a student wins a scholarship, the college may reduce the student’s need-based financial aid package to compensate. For example, say a university offers a student a $15,000 grant and an additional $15,000 loan to cover the cost of attending. If the student were then to win a scholarship for $15,000, the college could retract its $15,000 grant. Colleges call this an over-award and the scholarship providers call it displacement.

Although this may seem discouraging, it shouldn’t dissuade you from applying to scholarships altogether. Instead, do your homework, speak with your admissions counselor and know where your intended college stands when it comes to their scholarship policies. If you’re brining a lot of scholarship dollars to the table, you have options. Every college is different and has their own guidelines when it comes to outside scholarships. If one university doesn’t allow you to put those scholarship dollars to other costs – loans, books, room and board, etc. – enroll at one that does. You could also enlist the help of the scholarship sponsor: Some scholarship providers may have a lot of clout with the college, especially if their scholars make up millions of dollars of funding to the college.

If you have any additional questions about scholarship displacement, don’t hesitate to ask us!


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This Scholarship of the Week from Dr Pepper is Refreshing Indeed!

Hurry - Dr Pepper Million Dollar Tuition Giveaway Deadline is 12/31

December 12, 2011

This Scholarship of the Week from Dr Pepper is Refreshing Indeed!

by Alexis Mattera

If you need to find money for college and know how to create and upload a video file, have we got a scholarship opportunity for you.

The Dr Pepper Million Dollar Tuition Giveaway gives students age 18 and older the chance to earn up to $100,000 to fund their college educations. Thirsty for more details? We bet you are! To enter, all you have to do is submit an original video explaining why you deserve tuition through the Dr Pepper website by December 31st. Hey, it’s easier – not to mention less dangerous – than describing what Dr Pepper tastes like!

Full guidelines for submission and answers to FAQs can be found on Dr Pepper’s website. To learn more about this award as well as additional scholarship opportunities, conduct a free scholarship search today!


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Berkeley Announces Aid Increase for Middle-Class Students

by Alexis Mattera

Not-so-breaking news: College is expensive and the costs associated with it show no sign of stopping their steady climb. What’s a college hopeful to do? Consider a school that’s finding ways to bridge the financial gap, like UC Berkeley.

Beginning next fall, Berkeley will amp up its financial aid contributions for middle-class students. School officials reported that while the number of low-income and wealthy students has increased over the last several years, the number from middle-class families has remained flat. Berkeley hopes to regain the interest of middle-class applicants by becoming the first public university to promise families earning between $80,000 and $140,000 a year will contribute no more than 15 percent of their annual incomes toward tuition.

This news – released just one day after Gov. Jerry Brown announced a $2.2 billion budget shortfall and another severe round of cuts to state colleges and universities – has already been dubbed a game changer by Terry W. Hartle: The senior vice president of the American Council on Education also believes other colleges will channel their competitive spirits and do whatever they can to offer similar programs. Learn more about Berkeley’s plan here then tell us what you think.


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James "Rhio" O'Connor Memorial Scholarship Fund

This SOTW is Accepting Entries Through February 13th

December 27, 2011

James "Rhio" O'Connor Memorial Scholarship Fund

by Suada Kolovic

James "Rhio" O'Connor was a remarkable man. He was diagnosed with a deadly cancer (mesothelioma) and given a year to live. Instead of giving up he found his own path to health and outlived his prognosis by more than six years. This path to health included creating his own treatment protocol which consisted of: vitamins, minerals, vegetables and fruits components, essential fatty acids, amino acids, enzymes, herbs, a healthy (primarily vegetarian) diet and mind-body medicine. This protocol along with Rhio's optimistic spirit, belief in something greater than himself, and the ability to make tough choices helped him beat his prognosis and live with a cancer considered "incurable" for many years.

Undergraduate students at colleges and universities in the United States are invited to honor Rhio's spirit of self-determination and intellectual curiosity by writing an essay about what they would do if they faced the same challenges that Rhio faced. For example, why are alternative therapies used by cancer patients when they are not FDA approved? Should cancer patients and doctors be able to use whatever treatments they like in treating cancer? Should medicinal medicine and folk knowledge have any relevancy in cancer? It is estimated that it costs over $400 million to bring a new cancer drug to market. Does that establish roadblocks for the testing and approval of alternative therapies?

Applicants must be 18 years of age or older and currently enrolled in a U.S. college or university. High school students are ineligible unless they are 18 year of age or older and are also attending a college or university. For more information on this scholarship and other scholarship opportunities, conduct a free scholarship search today!


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Dealing With Your Admissions Decision

by Kara Coleman

So you’re a high school senior and you’ve just applied early to the school of your dreams. With those decision letters starting to roll in, all sorts of questions are probably running through your mind. What happens if you're accepted, deferred or – horror of horrors – rejected?

Let’s get the bad news out of the way first. If you receive a rejection letter, remember that it’s not the end of the world. Politely try to find out why you were denied admission and begin working on improvements. You’ve got a whole semester of high school left to study hard and enroll in challenging courses that show you’re a dedicated student. Don’t give up on your dream school, even if it means you must attend another college first. If you reapply after you have some college classes under your belt, admissions officers will see you are capable of doing college-level work. It’s also a really good idea to apply to more than one college in case you are not accepted into your dream school.

The same principles apply if your admission is deferred until a later date but the good news here is that you still have a shot at being accepted! Most likely, admissions officers just wants to review the entire pool of applicants before they make their decision. What you need to do now is update your resume as you win new awards or enroll in new clubs or activities and have someone write a new letter of recommendation. It will strengthen your chances of getting in!

If you do get accepted to the college of your dreams, don’t relax and get comfortable just yet! Take advantage of any AP or college-level courses available to you during this last semester of your senior year or over the summer. Explore your financial aid options to ensure you can afford to attend – new scholarships are announced every day! It’s also important to establish connections with the college by talking to your adviser and meeting your RA as soon as possible. If you plan on getting involved with student groups or clubs, contact the faculty advisers and let them know you are interested. That way, you will already have an edge your first day on campus!

This summer, Kara Coleman graduated from Gadsden State Community College with an Associate of Arts degree. She is currently studying communications with concentration in print journalism at Jacksonville State University Kara's writing has been featured in Teen Ink magazine and she is a children's author through Big Dif Books.


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