There are several ways to reduce the amount that going to a college or career school will cost you so that you can avoid borrowing too much.
You or your parents might qualify for a Hope tax credit or Lifetime Learning tax credit. For more information on these credits, visit
You should also check with your tax professional or the Internal Revenue Service (IRS). IRS Publication 970, Tax Benefits for Higher Education, explains these credits and other tax benefits. You can order the publication free from the IRS at 1-800-tax-form (1-800-829-3676). Or you can download the publication from the website www.irs.ustreas.gov.
If you plan on working toward a bachelor's degree, you might want to consider starting out at a two-year community college and then transferring to a four-year school. Community colleges are partially funded by local and state taxes and are therefore usually less expensive than four-year schools. Some four-year schools are also partially funded by local and state taxes and can be less expensive than those that are not funded by taxes.
You can also save money by living at home and commuting to your local community college. You'll want to make sure that the courses you take during your first two years will transfer to the four-year school you want to attend and that they will count toward your bachelor's degree.
Whether you choose a college or a career school, you can work part time to pay for some of your costs. If you do this, you should make sure that you save enough time for studying and that your work and school schedules do not conflict.
AmeriCorps is a program that allows participants to earn education awards in return for national service. For more information, contact the Corporation for National Service:
Corporation for National Service
1201 New York Avenue, NW
Washington, DC 20525
The U.S. Armed Forces also offer the following educational programs and ways to pay for school or to reduce your school costs:
Contact your local military recruiter for more information on these programs.
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January 21, 2020
The Entertainment Software Association (ESA) announced its first Esports scholarship, expanding its 20-year-old scholarship program to include Esports competitors in college, according to Polygon. The ESA Esports scholarship program is "intended to elevate the participation of women and minorities" who currently "account for a very small percentage of Esports scholarship recipients. Therefore, in order to be eligible for the ESA Foundation Computer and Video Game Arts Scholarship, you must either be a woman or minority and pursuing a degree leading to a career in computer and video game arts and sciences. Current high school seniors, college freshman, sophomore and juniors who are U.S. citizens may apply for the ESA Esports scholarship. Applicants must also be enrolled full-time in an undergraduate program at an accredited four (4) year college or university in the upcoming fall semester in order to be considered. All scholarship applications are due March 2, 2020 at 11:59 PST. Applicants will receive results by mid-June and funds will be issued to scholarship winners by end of August. [...]
January 16, 2020
When it comes to large dollar scholarships, mo' money means fewer problems in paying your college tuition bill. The average student will land between $1,000 and $5,000 in college scholarships after investing a decent amount of time and effort into applying for scholarships. Even smaller scholarships worth $500 are enough to cover books and fees, even if they aren't enough to foot an entire semester’s college tuition bill. [...]
January 13, 2020
Should students be required to and serve their nation either before or during college? Pete Buttigieg thinks so, as he has rolled out a $20-billion proposal to enlist young people in national service after high school in order to produce "civically informed and dedicated Americans." In his commentary, Why Colleges Should Require a Gap Year, Jonathan Zimmeran outlines why a gap-year would be the ideal timeline for this initiative. [...]