Depending on the city or town, a student could get more amenities and space from an off-campus residence for less than what it costs to live on campus. College towns have many housing options within walking distance from campus; if their place is too far to walk, there may be a free shuttle provided by the school. There are options in purchasing a commuter parking sticker or buying a transit pass.
Students living in residence halls must abide by campus rules whereas off-campus housing typically has more freedom and leniency when it comes to residency rules. Upperclassmen tend to thrive in this environment, but freshmen tend to struggle balancing work and play. A student who made the honor roll every semester in high school may find it hard to adopt the study skills to pull even average grades if they lack disciplinary structure. If this happens, academic scholarships could be revoked and finding the funds to pay for school may become a huge problem. It doesn’t make sense to invest money into an education that will be forfeited in favor of nonstop partying.