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So You’re a College Grad

Part II: Setting Short-Term Goals

May 19, 2010

by Agnes Jasinski

You don’t have to have everything figured out right after you walk across that stage to receive your college degree. However, you do need to have the beginnings of a plan that will help you determine not only what you’d like to use that new degree for, but how you’ll be meeting more immediate needs, like finding a place to live that isn’t a campus apartment or college dorm, and paying and budgeting for all that new adult freedom you’re experiencing when you’re not yet gainfully employed.

The first step you’ll need to take is prioritizing which of those short-term goals is most pressing. That could mean focusing on getting a roof over your head. If that means sacrifice on your part and moving back in with your parents, it might not be the worst idea you’ve had. You’ll save some money and feel less anxious about finding a job to pay the bills if you’re getting some help. Don’t get too comfortable, though. A good way to make sure you’re doing your part and looking for jobs or that next step is to come up with a time-line of when you’d like to be out of your parents’ house.

If you found yourself using your student credit card too much thanks to that free T-shirt offer that came along with it, you may need to focus on making ends meet and paying down your debt. If you’re unemployed, there’s no shame in deferring any student loans you may have. At the very least, try landing a part-time or full-time temporary job if making some money is your top priority. Plenty of new graduates spend some time working at a job that perhaps isn’t all that related to their college major, so that they’re able to save up some money or start paying off debts. We’re not telling you that you should give up on that dream job. But we are saying it won’t be very useful to get into more debt while daydreaming of your future career, as you’ll only feel that much more stressed out when that perfect gig finally falls into your lap.

Finally, if it’s an option, the months after college may be a great time for you to explore alternatives to employment. A popular option is the backpacking through Europe trip. If you’ve always wanted to volunteer in the community or teach abroad, the time after college might be the last time you’re able to do that before you’re burdened by the responsibilities of a career and limited vacation time. If it’s not financially feasible, it may be wiser to save your money, but if you have the funds or will have saved some money thanks to a part-time or temporary job, there’s no harm in taking some time away from the job search to do some self-exploration and potentially figure out what you’re really interested in doing.

This is the second post in a three-part series on dealing with that “What’s next?” feeling college students may get post-graduation. Return to the Scholarships.com blog tomorrow for a look at long-term goals for recent college graduates, and how you can start figuring out where you'd like to be a few years down the road.


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